Is San Antonio, TX cheaper than Norfolk, VA?

Based on cost of living data, San Antonio, TX is 11.7% cheaper than Norfolk, VA. This translates to saving $874 per month.

What salary do I need in San Antonio, TX to live like I do in Norfolk, VA?

If you earn $150,000 in Norfolk, VA, you'd need approximately $139,514.563 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Norfolk, VA and San Antonio, TX?

Housing in San Antonio, TX is 23.0% cheaper than in Norfolk, VA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,630/month in Norfolk, VA.

How much can I save per month by moving from Norfolk, VA to San Antonio, TX?

Moving from Norfolk, VA to San Antonio, TX could save you approximately $874 per month, or $10485 per year, based on a $150,000 salary.

Norfolk, VA vs San Antonio, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

Current salary in Norfolk, VA

Numbers update automatically as you type

You'd save $874/month moving to San Antonio, TX

$150.0K in your current city equals $139.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Virginia Beach-Norfolk-Newport News, VA-NC area

Overall Cost

↓ 11.7%

Less expensive

Monthly Impact

$874

Savings

Annual Impact

$10.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Norfolk, VA

Population:238K

Cost Index:100

Median Home:$309K

San Antonio, TX

Population:1547K

Cost Index:88

Median Home:$215K

Norfolk, VA

The Old Dominion State

238K

Population

State Tax

Yes

Located in Virginia, this city has a population of 238K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Norfolk, VA vs San Antonio, TX

Category	Norfolk, VA	San Antonio, TX	Difference	Change
🏠Housing	$2,729/mo	$2,100/mo	↓ $629less	23.0%
📦Other	$1,758/mo	$1,647/mo	↓ $110less	6.3%
🏥Healthcare	$632/mo	$527/mo	↓ $105less	16.7%
⚡All Utilities	$574/mo	$496/mo	↓ $78.14less	13.6%
🛒Groceries	$959/mo	$913/mo	↓ $45.97less	4.8%
🚗Transportation	$1,284/mo	$1,287/mo	↑ $2.73more	0.2%

🏠Housing

↓ 23.0%

Norfolk, VA

$2,729

San Antonio, TX

$2,100

Difference

$629

less

📦Other

↓ 6.3%

Norfolk, VA

$1,758

San Antonio, TX

$1,647

Difference

$110

less

🏥Healthcare

↓ 16.7%

Norfolk, VA

$632

San Antonio, TX

$527

Difference

$105

less

⚡All Utilities

↓ 13.6%

Norfolk, VA

$574

San Antonio, TX

$496

Difference

$78.14

less

🛒Groceries

↓ 4.8%

Norfolk, VA

$959

San Antonio, TX

$913

Difference

$45.97

less

🚗Transportation

↑ 0.2%

Norfolk, VA

$1,284

San Antonio, TX

$1,287

Difference

$2.73

🏠Rent Comparison

Studio

From$1,420

To$1,110

↓ $310

1 Bed

From$1,440

To$1,210

↓ $230

2 Bed

From$1,630

To$1,470

↓ $160

3 Bed

From$2,260

To$1,890

↓ $370

Norfolk, VAZIP-level data

1BR range: $1,240–$1,760/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,935

Monthly in Norfolk, VA

$6,969

Monthly in San Antonio, TX

$966

Difference

Home Values

Norfolk

San Antonio

$309K

Median Value

$215K

↑ +0.2%

YoY Change

↓ -2.9%

↑ +28.5%

5-Year Change

↑ +16.7%

$249K - $469K

Price Range

$107K - $905K

Homes in San Antonio are 30% less expensive than Norfolk

Calculate payment - Norfolk Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.4K

Per year

Monthly Difference

$697

More take-home

Effective Rate Diff

5.6%

Rate difference

Norfolk, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Norfolk, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.