MN
MoveNumbers
MoveNumbers
Tap to swap

Cost of Living Comparison 2026

📍 Norman, OK — ZIP-level rent data · COL adjusted from Oklahoma City, OK area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Phoenix, AZ

$150.0K in your current city equals $170.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Oklahoma City, OK area
Overall Cost
↑ 23.1%
More expensive
Monthly Impact
$1,733
Extra cost
Annual Impact
$20.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Norman, OK

Population:130K
Cost Index:100
Median Home:$236K

Phoenix, AZ

Population:1608K
Cost Index:123
Median Home:$414K

Norman, OK

The Sooner State

130K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 130K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Norman, OK vs Phoenix, AZ

🏠Housing
↑ 67.2%
Norman, OK
$1,668
Phoenix, AZ
$2,788
Difference
$1,121
more
🚗Transportation
↑ 21.6%
Norman, OK
$1,224
Phoenix, AZ
$1,489
Difference
$265
more
📦Other
↑ 9.5%
Norman, OK
$1,532
Phoenix, AZ
$1,677
Difference
$145
more
🛒Groceries
↑ 9.1%
Norman, OK
$883
Phoenix, AZ
$963
Difference
$80.48
more
⚡All Utilities
↑ 10.1%
Norman, OK
$510
Phoenix, AZ
$561
Difference
$51.61
more
🏥Healthcare
↑ 8.7%
Norman, OK
$541
Phoenix, AZ
$589
Difference
$47.31
more

🏠Rent Comparison

Studio
From$794
To$1,390
↑ $596
1 Bed
From$860
To$1,510
↑ $650
2 Bed
From$1,057
To$1,750
↑ $693
3 Bed
From$1,425
To$2,330
↑ $905
Norman, OKZIP-level data

1BR range: $990–$1,080/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,358
Monthly in Norman, OK
$8,068
Monthly in Phoenix, AZ
$1,710
Difference

Home Values

Norman
Phoenix
$236K
Median Value
$414K
↑ +2.1%
YoY Change
↓ -3.1%
↑ +36.8%
5-Year Change
↑ +30.2%
$219K - $311K
Price Range
$274K - $957K

Homes in Phoenix are 76% more expensive than Norman

Calculate payment - NormanCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.0K
Per year
Monthly Difference
$171
More take-home
Effective Rate Diff
1.4%
Rate difference

Norman, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Norman, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Norman
Phoenix
52 Moderate
Air Quality
77 Moderate
47%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.1°F
2050 Outlook
▲+2.7°F
67 days
Heat Days >95°F
162 days
▲+3.1°F
2050 Outlook
▲+2.7°F
67 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Oklahoma and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

Other cities in a similar price range

Denver, CORaleigh, NCCharlotte, NC

Want to compare different cities?

New Comparison