North Bend, WA vs Black Diamond, WA: Cost of Living

Which city costs less?

Black Diamond, WA has a modeled overall cost index 31.8% lower than North Bend, WA.

North Bend, WA · modeled 2BR rent: $2,660 / month
Black Diamond, WA · modeled 2BR rent: $2,640 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare North Bend, WA and Black Diamond, WA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in North Bend, WA

Numbers update automatically as you type

Estimated savings: $2,138/month in Black Diamond, WA

$150,000 in your current city has a modeled equivalent of $124,341 in Black Diamond, WA

Regional cost estimates: North Bend, WA uses Seattle, WA. Black Diamond, WA uses Tacoma, WA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 31.8%

Less expensive

Monthly Impact

$2,138

Savings

Annual Impact

$25.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

North Bend, WA

Population:8K

Cost Index:

153.2

100 = national average

Typical Home:$972K

Black Diamond, WA

Population:7K

Cost Index:

104.4

100 = national average

Typical Home:$772K

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North Bend, WA

The Evergreen State

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 8K residents.

💡 Advantage: Washington has no state income tax!

Black Diamond, WA

The Evergreen State

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 7K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: North Bend, WA vs Black Diamond, WA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	North Bend, WA	Black Diamond, WA	Difference	Change
Housing	$3,859/mo	$1,809/mo	↓ $2,050less	53.1%
Other	$1,124/mo	$968/mo	↓ $155less	13.8%
Transportation	$1,080/mo	$1,121/mo	↑ $40.58more	3.8%
Groceries	$651/mo	$663/mo	↑ $12.11more	1.9%
Healthcare	$497/mo	$506/mo	↑ $9.25more	1.9%
All Utilities	$290/mo	$295/mo	↑ $5.40more	1.9%

Housing

↓ 53.1%

North Bend, WA

$3,859

Black Diamond, WA

$1,809

Difference

$2,050

less

Other

↓ 13.8%

North Bend, WA

$1,124

Black Diamond, WA

$968

Difference

$155

less

Transportation

↑ 3.8%

North Bend, WA

$1,080

Black Diamond, WA

$1,121

Difference

$40.58

Groceries

↑ 1.9%

North Bend, WA

$651

Black Diamond, WA

$663

Difference

$12.11

Healthcare

↑ 1.9%

North Bend, WA

$497

Black Diamond, WA

$506

Difference

$9.25

All Utilities

↑ 1.9%

North Bend, WA

$290

Black Diamond, WA

$295

Difference

$5.40

🏠Rent Comparison

Studio

From$2,210

To$2,190

↓ $20.00

1 Bed

From$2,280

To$2,270

↓ $10.00

2 Bed

From$2,660

To$2,640

↓ $20.00

3 Bed

From$3,480

To$3,450

↓ $30.00

North Bend, WAZIP-level data

1BR range: $2,280–$2,280/mo

Black Diamond, WAZIP-level data

1BR range: $2,270–$2,270/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in North Bend, WA

$5,362

Monthly in Black Diamond, WA

$2,138

Difference

Home Values

North Bend

Black Diamond

$972K

Median Value

$772K

↓ -0.8%

YoY Change

↓ -1.6%

↑ +40%

5-Year Change

↑ +34%

Homes in Black Diamond are 21% less expensive than North Bend

Calculate payment - North Bend Calculate payment - Black Diamond

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

North Bend, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Black Diamond, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

North Bend, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Black Diamond, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

North Bend

Black Diamond

41 Good

Air Quality

44 Good

69.7%

Good Air Days

72.4%

100 Very High

Climate Risk

99 High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.6°F

2050 Outlook

▲+2.4°F

2 days

Heat Days >95°F

1 days

▲+2.6°F

2050 Outlook

▲+2.4°F

2 days

Heat Days >95°F

1 days

Before moving from North Bend, WA to Black Diamond, WA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Black Diamond, WA for the same bedroom count and included utilities as your home in North Bend, WA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your North Bend to Black Diamond moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Black Diamond, WA by cost, housing, population and region.

Frequently Asked Questions: North Bend, WA vs Black Diamond, WA

How do the cost estimates for North Bend, WA and Black Diamond, WA compare?

Black Diamond, WA has a modeled overall cost index 31.8% lower than North Bend, WA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in North Bend, WA, the model estimates $124,341 in Black Diamond, WA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for North Bend, WA and Black Diamond, WA?

The modeled two-bedroom rents are $2,660/month in North Bend, WA and $2,640/month in Black Diamond, WA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.