Is Austin, TX cheaper than North Bethesda, MD?

Based on cost of living data, Austin, TX is 28.1% cheaper than North Bethesda, MD. This translates to saving $2111 per month.

What salary do I need in Austin, TX to live like I do in North Bethesda, MD?

If you earn $150,000 in North Bethesda, MD, you'd need approximately $124,669.022 in Austin, TX to maintain the same standard of living.

How does housing cost compare between North Bethesda, MD and Austin, TX?

Housing in Austin, TX is 45.3% cheaper than in North Bethesda, MD. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,244/month in North Bethesda, MD.

How much can I save per month by moving from North Bethesda, MD to Austin, TX?

Moving from North Bethesda, MD to Austin, TX could save you approximately $2111 per month, or $25331 per year, based on a $150,000 salary.

North Bethesda, MD vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 North Bethesda, MD — COL adjusted from Washington, DC area + state data

Current salary in North Bethesda, MD

Numbers update automatically as you type

You'd save $2.1K/month moving to Austin, TX

$150.0K in your current city equals $124.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 28.1%

Less expensive

Monthly Impact

$2,111

Savings

Annual Impact

$25.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

North Bethesda, MD

Population:50K

Cost Index:100

Median Home:$556K

Austin, TX

Population:979K

Cost Index:72

Median Home:$558K

North Bethesda, MD

The Old Line State

50K

Population

State Tax

Yes

Located in Maryland, this city has a population of 50K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: North Bethesda, MD vs Austin, TX

Category	North Bethesda, MD	Austin, TX	Difference	Change
🏠Housing	$5,272/mo	$2,885/mo	↓ $2,387less	45.3%
🚗Transportation	$1,778/mo	$1,284/mo	↓ $494less	27.8%
🛒Groceries	$1,048/mo	$959/mo	↓ $88.74less	8.5%
⚡All Utilities	$493/mo	$541/mo	↑ $47.46more	9.6%
🏥Healthcare	$614/mo	$589/mo	↓ $25.11less	4.1%
📦Other	$1,721/mo	$1,741/mo	↑ $20.19more	1.2%

🏠Housing

↓ 45.3%

North Bethesda, MD

$5,272

Austin, TX

$2,885

Difference

$2,387

less

🚗Transportation

↓ 27.8%

North Bethesda, MD

$1,778

Austin, TX

$1,284

Difference

$494

less

🛒Groceries

↓ 8.5%

North Bethesda, MD

$1,048

Austin, TX

$959

Difference

$88.74

less

⚡All Utilities

↑ 9.6%

North Bethesda, MD

$493

Austin, TX

$541

Difference

$47.46

🏥Healthcare

↓ 4.1%

North Bethesda, MD

$614

Austin, TX

$589

Difference

$25.11

less

📦Other

↑ 1.2%

North Bethesda, MD

$1,721

Austin, TX

$1,741

Difference

$20.19

🏠Rent Comparison

Studio

From$1,523

To$1,585

↑ $62.00

1 Bed

From$1,764

To$1,685

↓ $79.00

2 Bed

From$2,244

To$1,995

↓ $249

3 Bed

From$3,126

To$2,525

↓ $601

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,925

Monthly in North Bethesda, MD

$7,998

Monthly in Austin, TX

$2,927

Difference

Home Values

North Bethesda

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$605

More take-home

Effective Rate Diff

4.8%

Rate difference

North Bethesda, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

North Bethesda, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.