North Branch, MN vs Mahomet, IL: Cost of Living

Which city costs less?

Mahomet, IL has a modeled overall cost index 16.1% lower than North Branch, MN.

North Branch, MN · modeled 2BR rent: $1,520 / month
Mahomet, IL · modeled 2BR rent: $1,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare North Branch, MN and Mahomet, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in North Branch, MN

Numbers update automatically as you type

Estimated savings: $816/month in Mahomet, IL

$150,000 in your current city has a modeled equivalent of $140,213 in Mahomet, IL

Regional cost estimates: North Branch, MN uses Saint Paul, MN. Mahomet, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 16.1%

Less expensive

Monthly Impact

$816

Savings

Annual Impact

$9.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

North Branch, MN

Population:12K

Cost Index:

96.6

100 = national average

Typical Home:$342K

Mahomet, IL

Population:10K

Cost Index:

81.0

100 = national average

Typical Home:$333K

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North Branch, MN

The North Star State

12K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 12K residents.

Mahomet, IL

The Prairie State

10K

Population

State Tax

Yes

Located in Illinois, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: North Branch, MN vs Mahomet, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	North Branch, MN	Mahomet, IL	Difference	Change
Other	$1,631/mo	$1,355/mo	↓ $277less	17.0%
Healthcare	$746/mo	$530/mo	↓ $216less	29.0%
Housing	$2,301/mo	$2,127/mo	↓ $174less	7.6%
Groceries	$1,015/mo	$916/mo	↓ $98.95less	9.7%
All Utilities	$501/mo	$462/mo	↓ $39.12less	7.8%
Transportation	$1,305/mo	$1,295/mo	↓ $10.41less	0.8%

Other

↓ 17.0%

North Branch, MN

$1,631

Mahomet, IL

$1,355

Difference

$277

less

Healthcare

↓ 29.0%

North Branch, MN

$746

Mahomet, IL

$530

Difference

$216

less

Housing

↓ 7.6%

North Branch, MN

$2,301

Mahomet, IL

$2,127

Difference

$174

less

Groceries

↓ 9.7%

North Branch, MN

$1,015

Mahomet, IL

$916

Difference

$98.95

less

All Utilities

↓ 7.8%

North Branch, MN

$501

Mahomet, IL

$462

Difference

$39.12

less

Transportation

↓ 0.8%

North Branch, MN

$1,305

Mahomet, IL

$1,295

Difference

$10.41

less

🏠Rent Comparison

Studio

From$1,100

To$1,140

↑ $40.00

1 Bed

From$1,250

To$1,150

↓ $100

2 Bed

From$1,520

To$1,360

↓ $160

3 Bed

From$2,020

To$1,740

↓ $280

North Branch, MNZIP-level data

1BR range: $1,250–$1,250/mo

Mahomet, ILZIP-level data

1BR range: $1,150–$1,150/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in North Branch, MN

$6,684

Monthly in Mahomet, IL

$816

Difference

Home Values

North Branch

Mahomet

$342K

Median Value

$333K

↑ +2%

YoY Change

↑ +3.3%

↑ +25.7%

5-Year Change

↑ +32.5%

Homes in Mahomet are 3% less expensive than North Branch

Calculate payment - North Branch Calculate payment - Mahomet

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.0K

Per year

Monthly Difference

$251

More take-home

Effective Rate Diff

2.0%

Rate difference

North Branch, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Mahomet, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

North Branch, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Mahomet, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

North Branch

Mahomet

36 Good

Air Quality

54 Moderate

72.4%

Good Air Days

35.8%

95 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🌊🌡🫨

▲+3.7°F

2050 Outlook

▲+3.2°F

14 days

Heat Days >95°F

18 days

▲+3.7°F

2050 Outlook

▲+3.2°F

14 days

Heat Days >95°F

18 days

Before moving from North Branch, MN to Mahomet, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Mahomet, IL for the same bedroom count and included utilities as your home in North Branch, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your North Branch to Mahomet moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Mahomet, IL by cost, housing, population and region.

Frequently Asked Questions: North Branch, MN vs Mahomet, IL

How do the cost estimates for North Branch, MN and Mahomet, IL compare?

Mahomet, IL has a modeled overall cost index 16.1% lower than North Branch, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in North Branch, MN, the model estimates $140,213 in Mahomet, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for North Branch, MN and Mahomet, IL?

The modeled two-bedroom rents are $1,520/month in North Branch, MN and $1,360/month in Mahomet, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Illinois on TaxTakeHome.com