North Charleston, SC vs Deerfield Beach, FL: Cost of Living

Which city costs less?

Deerfield Beach, FL has a modeled overall cost index 12.6% higher than North Charleston, SC.

North Charleston, SC · modeled 2BR rent
$1,690 / month
Deerfield Beach, FL · modeled 2BR rent
$2,315 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare North Charleston, SC and Deerfield Beach, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $896/month in Deerfield Beach, FL

$150,000 in your current city has a modeled equivalent of $160,755 in Deerfield Beach, FL

Regional cost estimates: North Charleston, SC uses Fayetteville, NC. Deerfield Beach, FL uses Hialeah, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 12.6%
More expensive
Monthly Impact
$896
Extra cost
Annual Impact
$10.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

North Charleston, SC

Population:121K
Cost Index:
96.8
100 = national average
Typical Home:$294K

Deerfield Beach, FL

Population:87K
Cost Index:
109.0
100 = national average
Typical Home:$285K

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North Charleston, SC

The Palmetto State

121K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 121K residents.

Deerfield Beach, FL

The Sunshine State

87K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 87K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: North Charleston, SC vs Deerfield Beach, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 22.4%
North Charleston, SC
$2,352
Deerfield Beach, FL
$2,879
Difference
$527
more
Other
↑ 10.8%
North Charleston, SC
$1,711
Deerfield Beach, FL
$1,896
Difference
$185
more
Transportation
↑ 12.5%
North Charleston, SC
$1,280
Deerfield Beach, FL
$1,439
Difference
$160
more
Groceries
↑ 8.2%
North Charleston, SC
$996
Deerfield Beach, FL
$1,077
Difference
$81.60
more
Healthcare
↓ 5.8%
North Charleston, SC
$624
Deerfield Beach, FL
$587
Difference
$36.23
less
All Utilities
↓ 3.8%
North Charleston, SC
$539
Deerfield Beach, FL
$518
Difference
$20.61
less

🏠Rent Comparison

Studio
From$1,470
To$1,720
↑ $250
1 Bed
From$1,540
To$1,875
↑ $335
2 Bed
From$1,690
To$2,315
↑ $625
3 Bed
From$2,100
To$3,190
↑ $1,090
North Charleston, SCZIP-level data

1BR range: $1,540–$1,540/mo

Deerfield Beach, FLZIP-level data

1BR range: $1,660–$2,090/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in North Charleston, SC
$8,396
Monthly in Deerfield Beach, FL
$896
Difference

Home Values

North Charleston
Deerfield Beach
$294K
Median Value
$285K
↓ -3.4%
YoY Change
↓ -9.7%
↑ +47.1%
5-Year Change
↑ +29.5%
$294K
Price Range
$183K - $386K

Homes in Deerfield Beach are 3% less expensive than North Charleston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $10.0K
Per year
Monthly Difference
$830
More take-home
Effective Rate Diff
6.6%
Rate difference

North Charleston, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

Deerfield Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

North Charleston, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

Deerfield Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

North Charleston
Deerfield Beach
46 Good
Air Quality
48 Good
63.7%
Good Air Days
59.8%
89 Moderate
Climate Risk
100 Very High
🌀🌪
Top Hazards
🌊🌅🌀
▲+2.5°F
2050 Outlook
▲+2.3°F
36 days
Heat Days >95°F
22 days
▲+2.5°F
2050 Outlook
▲+2.3°F
36 days
Heat Days >95°F
22 days

Before moving from North Charleston, SC to Deerfield Beach, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Deerfield Beach, FL for the same bedroom count and included utilities as your home in North Charleston, SC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your North Charleston to Deerfield Beach moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Deerfield Beach, FL by cost, housing, population and region.

Frequently Asked Questions: North Charleston, SC vs Deerfield Beach, FL

How do the cost estimates for North Charleston, SC and Deerfield Beach, FL compare?

Deerfield Beach, FL has a modeled overall cost index 12.6% higher than North Charleston, SC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in North Charleston, SC, the model estimates $160,755 in Deerfield Beach, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for North Charleston, SC and Deerfield Beach, FL?

The modeled two-bedroom rents are $1,690/month in North Charleston, SC and $2,315/month in Deerfield Beach, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between South Carolina and Florida on TaxTakeHome.com

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