Is Dallas, TX cheaper than North Chicago, IL?

Based on cost of living data, Dallas, TX is 5.0% more expensive than North Chicago, IL. This translates to spending an extra $372 per month.

What salary do I need in Dallas, TX to live like I do in North Chicago, IL?

If you earn $150,000 in North Chicago, IL, you'd need approximately $154,465.668 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between North Chicago, IL and Dallas, TX?

Housing in Dallas, TX is 2.7% cheaper than in North Chicago, IL. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,324/month in North Chicago, IL.

How much can I save per month by moving from North Chicago, IL to Dallas, TX?

Living in Dallas, TX costs approximately $372 more per month than North Chicago, IL, or $4466 more per year, based on a $150,000 salary.

North Chicago, IL vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 North Chicago, IL — COL adjusted from Chicago, IL area + state data

Current salary in North Chicago, IL

Numbers update automatically as you type

You'd spend $372/month more in Dallas, TX

$150.0K in your current city equals $154.5K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↑ 5.0%

More expensive

Monthly Impact

$372

Extra cost

Annual Impact

$4.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

North Chicago, IL

Population:30K

Cost Index:100

Median Home:$305K

Dallas, TX

Population:1304K

Cost Index:105

Median Home:$292K

North Chicago, IL

The Prairie State

30K

Population

State Tax

Yes

Located in Illinois, this city has a population of 30K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: North Chicago, IL vs Dallas, TX

Category	North Chicago, IL	Dallas, TX	Difference	Change
📦Other	$1,565/mo	$1,774/mo	↑ $210more	13.4%
🚗Transportation	$1,496/mo	$1,298/mo	↓ $198less	13.2%
⚡All Utilities	$490/mo	$563/mo	↑ $73.05more	14.9%
🏥Healthcare	$561/mo	$632/mo	↑ $70.79more	12.6%
🏠Housing	$2,457/mo	$2,391/mo	↓ $65.86less	2.7%
🛒Groceries	$971/mo	$979/mo	↑ $8.21more	0.8%

📦Other

↑ 13.4%

North Chicago, IL

$1,565

Dallas, TX

$1,774

Difference

$210

🚗Transportation

↓ 13.2%

North Chicago, IL

$1,496

Dallas, TX

$1,298

Difference

$198

less

⚡All Utilities

↑ 14.9%

North Chicago, IL

$490

Dallas, TX

$563

Difference

$73.05

🏥Healthcare

↑ 12.6%

North Chicago, IL

$561

Dallas, TX

$632

Difference

$70.79

🏠Housing

↓ 2.7%

North Chicago, IL

$2,457

Dallas, TX

$2,391

Difference

$65.86

less

🛒Groceries

↑ 0.8%

North Chicago, IL

$971

Dallas, TX

$979

Difference

$8.21

🏠Rent Comparison

Studio

From$908

To$1,450

↑ $542

1 Bed

From$1,097

To$1,505

↑ $408

2 Bed

From$1,324

To$1,765

↑ $441

3 Bed

From$1,816

To$2,220

↑ $404

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,539

Monthly in North Chicago, IL

$7,637

Monthly in Dallas, TX

$98.11

Difference

Home Values

North Chicago

Dallas

Median Value

$292K

YoY Change

↓ -3.1%

5-Year Change

↑ +27.1%

Price Range

$138K - $2.01M

Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

4.9%

Rate difference

North Chicago, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

North Chicago, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.