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Cost of Living Comparison 2026

Compare North Chicago, IL and Pittsburgh, PA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $563/month moving to Pittsburgh, PA

$150.0K in your current city equals $143.2K in Pittsburgh, PA

Using Chicago-Naperville-Elgin, IL-IN-WI and Pittsburgh, PA metropolitan area data
Overall Cost
↓ 7.5%
Less expensive
Monthly Impact
$563
Savings
Annual Impact
$6.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

North Chicago, IL

Population:30K
Cost Index:
100
100 = national average
Median Home:$305K

Pittsburgh, PA

Population:303K
Cost Index:
92
(8% below avg)

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North Chicago, IL

The Prairie State

30K
Population
State Tax
Yes

Located in Illinois, this city has a population of 30K residents.

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: North Chicago, IL vs Pittsburgh, PA

Housing
↓ 20.7%
North Chicago, IL
$2,457
Pittsburgh, PA
$1,949
Difference
$508
less
Transportation
↓ 18.7%
North Chicago, IL
$1,496
Pittsburgh, PA
$1,216
Difference
$280
less
All Utilities
↑ 23.8%
North Chicago, IL
$490
Pittsburgh, PA
$607
Difference
$117
more
Other
↑ 2.7%
North Chicago, IL
$1,565
Pittsburgh, PA
$1,607
Difference
$42.42
more
Healthcare
↓ 6.2%
North Chicago, IL
$561
Pittsburgh, PA
$527
Difference
$34.53
less
Groceries
↑ 1.9%
North Chicago, IL
$971
Pittsburgh, PA
$989
Difference
$18.20
more

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

North Chicago, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$908
To$750
↓ $158
1 Bed
From$1,097
To$850
↓ $247
2 Bed
From$1,324
To$1,050
↓ $274
3 Bed
From$1,816
To$1,400
↓ $416

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition.

$7,539
Monthly in North Chicago, IL
$6,894
Monthly in Pittsburgh, PA
$645
Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.8K
Per year
Monthly Difference
$235
More take-home
Effective Rate Diff
1.9%
Rate difference

North Chicago, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

North Chicago, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

North Chicago
Pittsburgh
54 Moderate
Air Quality
52 Moderate
35.8%
Good Air Days
47.8%
100 Very High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+3.2°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
12 days
▲+3.2°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
12 days

What to Consider When Moving from North Chicago, IL to Pittsburgh, PA

Relocating from North Chicago, IL to Pittsburgh, PA involves more than just comparing rent prices. While the overall cost of living is about 8% lower in Pittsburgh, PA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Pittsburgh, PA is 21% cheaper than in North Chicago, IL. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Pittsburgh, PA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Pittsburgh, PA to match your current standard of living in North Chicago, IL.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Pittsburgh, PA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: North Chicago, IL vs Pittsburgh, PA

How do the cost estimates for North Chicago, IL and Pittsburgh, PA compare?

The saved overall index for Pittsburgh, PA is 7.5% lower than for North Chicago, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in North Chicago, IL, the model estimates $143,242 in Pittsburgh, PA. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for North Chicago, IL and Pittsburgh, PA?

The modeled two-bedroom rents are $1,324/month in North Chicago, IL and $1,050/month in Pittsburgh, PA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Pennsylvania on TaxTakeHome.com

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