North East, MD vs Franklin, NJ: Cost of Living

Which city costs less?

Franklin, NJ has a modeled overall cost index 4.0% higher than North East, MD.

North East, MD · modeled 2BR rent: $1,830 / month
Franklin, NJ · modeled 2BR rent: $1,930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare North East, MD and Franklin, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in North East, MD

Numbers update automatically as you type

Estimated extra cost: $10.31/month in Franklin, NJ

$150,000 in your current city has a modeled equivalent of $150,124 in Franklin, NJ

Regional cost estimates: North East, MD uses Baltimore, MD. Franklin, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 4.0%

More expensive

Monthly Impact

$10.31

Extra cost

Annual Impact

$124

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

North East, MD

Population:4K

Cost Index:

95.0

100 = national average

Typical Home:$384K

Franklin, NJ

Population:5K

Cost Index:

98.7

100 = national average

Typical Home:$367K

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North East, MD

The Old Line State

Population

State Tax

Yes

Located in Maryland, this city has a population of 4K residents.

Franklin, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: North East, MD vs Franklin, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	North East, MD	Franklin, NJ	Difference	Change
Housing	$2,534/mo	$1,875/mo	↓ $659less	26.0%
Other	$1,542/mo	$1,867/mo	↑ $325more	21.1%
Transportation	$1,246/mo	$1,473/mo	↑ $227more	18.2%
Healthcare	$561/mo	$663/mo	↑ $101more	18.0%
Groceries	$1,039/mo	$1,059/mo	↑ $20.31more	2.0%
All Utilities	$579/mo	$574/mo	↓ $4.58less	0.8%

Housing

↓ 26.0%

North East, MD

$2,534

Franklin, NJ

$1,875

Difference

$659

less

Other

↑ 21.1%

North East, MD

$1,542

Franklin, NJ

$1,867

Difference

$325

Transportation

↑ 18.2%

North East, MD

$1,246

Franklin, NJ

$1,473

Difference

$227

Healthcare

↑ 18.0%

North East, MD

$561

Franklin, NJ

$663

Difference

$101

Groceries

↑ 2.0%

North East, MD

$1,039

Franklin, NJ

$1,059

Difference

$20.31

All Utilities

↓ 0.8%

North East, MD

$579

Franklin, NJ

$574

Difference

$4.58

less

🏠Rent Comparison

Studio

From$1,410

To$1,400

↓ $10.00

1 Bed

From$1,540

To$1,600

↑ $60.00

2 Bed

From$1,830

To$1,930

↑ $100

3 Bed

From$2,190

To$2,430

↑ $240

North East, MDZIP-level data

1BR range: $1,540–$1,540/mo

Franklin, NJZIP-level data

1BR range: $1,600–$1,600/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in North East, MD

$7,510

Monthly in Franklin, NJ

$10.31

Difference

Home Values

North East

Franklin

$384K

Median Value

$367K

YoY Change

↓ -0.5%

↑ +28.9%

5-Year Change

↑ +48.4%

Homes in Franklin are 4% less expensive than North East

Calculate payment - North East Calculate payment - Franklin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $171

More taxes

Monthly Difference

$14.21

Less take-home

Effective Rate Diff

0.1%

Rate difference

North East, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Franklin, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

North East, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Franklin, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

North East

Franklin

45 Good

Air Quality

N/A

65.6%

Good Air Days

95 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.0°F

2050 Outlook

▲+2.9°F

30 days

Heat Days >95°F

15 days

▲+3.0°F

2050 Outlook

▲+2.9°F

30 days

Heat Days >95°F

15 days

Before moving from North East, MD to Franklin, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Franklin, NJ for the same bedroom count and included utilities as your home in North East, MD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your North East to Franklin moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Franklin, NJ by cost, housing, population and region.

Frequently Asked Questions: North East, MD vs Franklin, NJ

How do the cost estimates for North East, MD and Franklin, NJ compare?

Franklin, NJ has a modeled overall cost index 4.0% higher than North East, MD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in North East, MD, the model estimates $150,124 in Franklin, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for North East, MD and Franklin, NJ?

The modeled two-bedroom rents are $1,830/month in North East, MD and $1,930/month in Franklin, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Maryland and New Jersey on TaxTakeHome.com