Is St. Louis, MO cheaper than North Laurel, MD?

Based on cost of living data, St. Louis, MO is 11.9% cheaper than North Laurel, MD. This translates to saving $894 per month.

What salary do I need in St. Louis, MO to live like I do in North Laurel, MD?

If you earn $150,000 in North Laurel, MD, you'd need approximately $139,271.067 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between North Laurel, MD and St. Louis, MO?

Housing in St. Louis, MO is 28.5% cheaper than in North Laurel, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,307/month in North Laurel, MD.

How much can I save per month by moving from North Laurel, MD to St. Louis, MO?

Moving from North Laurel, MD to St. Louis, MO could save you approximately $894 per month, or $10729 per year, based on a $150,000 salary.

North Laurel, MD vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 North Laurel, MD — COL adjusted from Baltimore, MD area + state data

Current salary in North Laurel, MD

Numbers update automatically as you type

You'd save $894/month moving to St. Louis, MO

$150.0K in your current city equals $139.3K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 11.9%

Less expensive

Monthly Impact

$894

Savings

Annual Impact

$10.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

North Laurel, MD

Population:25K

Cost Index:100

Median Home:$218K

St. Louis, MO

Population:302K

Cost Index:88

Median Home:$145K

North Laurel, MD

The Old Line State

25K

Population

State Tax

Yes

Located in Maryland, this city has a population of 25K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: North Laurel, MD vs St. Louis, MO

Category	North Laurel, MD	St. Louis, MO	Difference	Change
🏠Housing	$2,615/mo	$1,871/mo	↓ $744less	28.5%
🛒Groceries	$1,051/mo	$949/mo	↓ $102less	9.7%
🚗Transportation	$1,286/mo	$1,216/mo	↓ $69.88less	5.4%
⚡All Utilities	$585/mo	$535/mo	↓ $50.00less	8.5%
🏥Healthcare	$568/mo	$527/mo	↓ $41.54less	7.3%
📦Other	$1,591/mo	$1,607/mo	↑ $15.94more	1.0%

🏠Housing

↓ 28.5%

North Laurel, MD

$2,615

St. Louis, MO

$1,871

Difference

$744

less

🛒Groceries

↓ 9.7%

North Laurel, MD

$1,051

St. Louis, MO

$949

Difference

$102

less

🚗Transportation

↓ 5.4%

North Laurel, MD

$1,286

St. Louis, MO

$1,216

Difference

$69.88

less

⚡All Utilities

↓ 8.5%

North Laurel, MD

$585

St. Louis, MO

$535

Difference

$50.00

less

🏥Healthcare

↓ 7.3%

North Laurel, MD

$568

St. Louis, MO

$527

Difference

$41.54

less

📦Other

↑ 1.0%

North Laurel, MD

$1,591

St. Louis, MO

$1,607

Difference

$15.94

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

North Laurel, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$911

To$910

↓ $1.00

1 Bed

From$1,069

To$950

↓ $119

2 Bed

From$1,307

To$1,160

↓ $147

3 Bed

From$1,743

To$1,490

↓ $253

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,697

Monthly in North Laurel, MD

$6,705

Monthly in St. Louis, MO

$992

Difference

Home Values

North Laurel

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

North Laurel, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

North Laurel, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.