North Plains, OR vs Nashville, TN: Cost of Living

Which city costs less?

Nashville, TN has a modeled overall cost index 10.6% lower than North Plains, OR.

North Plains, OR · modeled 2BR rent: $2,280 / month
Nashville, TN · modeled 2BR rent: $1,840 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare North Plains, OR and Nashville, TN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in North Plains, OR

Numbers update automatically as you type

Estimated savings: $917/month in Nashville, TN

$150,000 in your current city has a modeled equivalent of $138,995 in Nashville, TN

Regional cost estimates: North Plains, OR uses Portland, OR. Nashville, TN uses Nashville-Davidson-Murfreesboro-Franklin, TN Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 10.6%

Less expensive

Monthly Impact

$917

Savings

Annual Impact

$11.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

North Plains, OR

Population:3K

Cost Index:

115.2

100 = national average

Typical Home:$568K

Nashville, TN

Population:689K

Cost Index:

103.0

100 = national average

Typical Home:$489K

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North Plains, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 3K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Estimated monthly spending: North Plains, OR vs Nashville, TN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	North Plains, OR	Nashville, TN	Difference	Change
Housing	$3,105/mo	$2,194/mo	↓ $911less	29.3%
Transportation	$1,262/mo	$1,063/mo	↓ $200less	15.8%
Other	$1,412/mo	$1,608/mo	↑ $195more	13.8%
All Utilities	$370/mo	$430/mo	↑ $59.28more	16.0%
Groceries	$833/mo	$786/mo	↓ $47.33less	5.7%
Healthcare	$517/mo	$503/mo	↓ $13.96less	2.7%

Housing

↓ 29.3%

North Plains, OR

$3,105

Nashville, TN

$2,194

Difference

$911

less

Transportation

↓ 15.8%

North Plains, OR

$1,262

Nashville, TN

$1,063

Difference

$200

less

Other

↑ 13.8%

North Plains, OR

$1,412

Nashville, TN

$1,608

Difference

$195

All Utilities

↑ 16.0%

North Plains, OR

$370

Nashville, TN

$430

Difference

$59.28

Groceries

↓ 5.7%

North Plains, OR

$833

Nashville, TN

$786

Difference

$47.33

less

Healthcare

↓ 2.7%

North Plains, OR

$517

Nashville, TN

$503

Difference

$13.96

less

🏠Rent Comparison

Studio

From$1,860

To$1,600

↓ $260

1 Bed

From$1,990

To$1,680

↓ $310

2 Bed

From$2,280

To$1,840

↓ $440

3 Bed

From$3,110

To$2,350

↓ $760

North Plains, ORZIP-level data

1BR range: $1,990–$1,990/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in North Plains, OR

$6,583

Monthly in Nashville, TN

$917

Difference

Home Values

North Plains

Nashville

$568K

Median Value

$489K

↓ -2.5%

YoY Change

↓ -2.1%

↑ +17.9%

5-Year Change

↑ +32.1%

$568K

Price Range

$320K - $1.16M

Homes in Nashville are 14% less expensive than North Plains

Calculate payment - North Plains Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

North Plains, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

North Plains, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

North Plains

Nashville

35 Good

Air Quality

50 Good

85%

Good Air Days

51.6%

98 High

Climate Risk

97 High

🌊🌡🫨

Top Hazards

🌊🫨🌪

▲+2.5°F

2050 Outlook

▲+2.8°F

9 days

Heat Days >95°F

42 days

▲+2.5°F

2050 Outlook

▲+2.8°F

9 days

Heat Days >95°F

42 days

Before moving from North Plains, OR to Nashville, TN

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Nashville, TN for the same bedroom count and included utilities as your home in North Plains, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your North Plains to Nashville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Nashville, TN by cost, housing, population and region.

Frequently Asked Questions: North Plains, OR vs Nashville, TN

How do the cost estimates for North Plains, OR and Nashville, TN compare?

Nashville, TN has a modeled overall cost index 10.6% lower than North Plains, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in North Plains, OR, the model estimates $138,995 in Nashville, TN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for North Plains, OR and Nashville, TN?

The modeled two-bedroom rents are $2,280/month in North Plains, OR and $1,840/month in Nashville, TN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oregon and Tennessee on TaxTakeHome.com