Is Nashville, TN cheaper than Northampton, MA?

Based on cost of living data, Nashville, TN is 2.2% more expensive than Northampton, MA. This translates to spending an extra $166 per month.

What salary do I need in Nashville, TN to live like I do in Northampton, MA?

If you earn $150,000 in Northampton, MA, you'd need approximately $151,993.731 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Northampton, MA and Nashville, TN?

Housing in Nashville, TN is 17.4% cheaper than in Northampton, MA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,782/month in Northampton, MA.

How much can I save per month by moving from Northampton, MA to Nashville, TN?

Living in Nashville, TN costs approximately $166 more per month than Northampton, MA, or $1994 more per year, based on a $150,000 salary.

Northampton, MA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Northampton, MA — COL adjusted from Boston, MA area + state data

Current salary in Northampton, MA

Numbers update automatically as you type

You'd spend $166/month more in Nashville, TN

$150.0K in your current city equals $152.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 2.2%

More expensive

Monthly Impact

$166

Extra cost

Annual Impact

$2.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Northampton, MA

Population:29K

Cost Index:100

Median Home:$961K

Nashville, TN

Population:689K

Cost Index:102

Median Home:$489K

Northampton, MA

The Bay State

29K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 29K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Northampton, MA vs Nashville, TN

Category	Northampton, MA	Nashville, TN	Difference	Change
📦Other	$1,234/mo	$1,942/mo	↑ $708more	57.4%
🏠Housing	$3,211/mo	$2,651/mo	↓ $560less	17.4%
⚡All Utilities	$589/mo	$519/mo	↓ $69.56less	11.8%
🛒Groceries	$887/mo	$949/mo	↑ $61.79more	7.0%
🚗Transportation	$1,238/mo	$1,284/mo	↑ $46.13more	3.7%
🏥Healthcare	$611/mo	$607/mo	↓ $4.24less	0.7%

📦Other

↑ 57.4%

Northampton, MA

$1,234

Nashville, TN

$1,942

Difference

$708

🏠Housing

↓ 17.4%

Northampton, MA

$3,211

Nashville, TN

$2,651

Difference

$560

less

⚡All Utilities

↓ 11.8%

Northampton, MA

$589

Nashville, TN

$519

Difference

$69.56

less

🛒Groceries

↑ 7.0%

Northampton, MA

$887

Nashville, TN

$949

Difference

$61.79

🚗Transportation

↑ 3.7%

Northampton, MA

$1,238

Nashville, TN

$1,284

Difference

$46.13

🏥Healthcare

↓ 0.7%

Northampton, MA

$611

Nashville, TN

$607

Difference

$4.24

less

🏠Rent Comparison

Studio

From$1,236

To$1,600

↑ $364

1 Bed

From$1,437

To$1,680

↑ $243

2 Bed

From$1,782

To$1,840

↑ $58.00

3 Bed

From$2,299

To$2,350

↑ $51.00

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,770

Monthly in Northampton, MA

$7,952

Monthly in Nashville, TN

$182

Difference

Home Values

Northampton

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Northampton, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Northampton, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.