Oak Creek, WI vs Addison, IL: Cost of Living

Which city costs less?

Addison, IL has a modeled overall cost index 14.4% higher than Oak Creek, WI.

Oak Creek, WI · modeled 2BR rent
$1,770 / month
Addison, IL · modeled 2BR rent
$1,570 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Oak Creek, WI and Addison, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,217/month in Addison, IL

$150,000 in your current city has a modeled equivalent of $164,606 in Addison, IL

Regional cost estimates: Oak Creek, WI uses Milwaukee, WI. Addison, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 14.4%
More expensive
Monthly Impact
$1,217
Extra cost
Annual Impact
$14.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Oak Creek, WI

Population:37K
Cost Index:
85.6
100 = national average
Typical Home:$389K

Addison, IL

Population:35K
Cost Index:
97.9
100 = national average
Typical Home:$357K

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Oak Creek, WI

The Badger State

37K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 37K residents.

Addison, IL

The Prairie State

35K
Population
State Tax
Yes

Located in Illinois, this city has a population of 35K residents.

Cost Breakdown by Category

Estimated monthly spending: Oak Creek, WI vs Addison, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 53.5%
Oak Creek, WI
$1,855
Addison, IL
$2,847
Difference
$992
more
Transportation
↑ 15.0%
Oak Creek, WI
$1,508
Addison, IL
$1,733
Difference
$226
more
Healthcare
↓ 18.8%
Oak Creek, WI
$794
Addison, IL
$645
Difference
$149
less
Other
↑ 5.3%
Oak Creek, WI
$1,722
Addison, IL
$1,813
Difference
$91.21
more
Groceries
↑ 5.3%
Oak Creek, WI
$1,060
Addison, IL
$1,116
Difference
$55.89
more
All Utilities
↑ 0.2%
Oak Creek, WI
$562
Addison, IL
$563
Difference
$1.28
more

🏠Rent Comparison

Studio
From$1,360
To$1,300
↓ $60.00
1 Bed
From$1,480
To$1,390
↓ $90.00
2 Bed
From$1,770
To$1,570
↓ $200
3 Bed
From$2,180
To$2,020
↓ $160
Oak Creek, WIZIP-level data

1BR range: $1,480–$1,480/mo

Addison, ILZIP-level data

1BR range: $1,390–$1,390/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Oak Creek, WI
$8,717
Monthly in Addison, IL
$1,217
Difference

Home Values

Oak Creek
Addison
$389K
Median Value
$357K
↑ +5.9%
YoY Change
↑ +4.2%
↑ +39.4%
5-Year Change
↑ +30.7%

Homes in Addison are 8% less expensive than Oak Creek

Calculate payment - Oak CreekCalculate payment - Addison

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.4K
Per year
Monthly Difference
$119
More take-home
Effective Rate Diff
0.9%
Rate difference

Oak Creek, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Addison, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Oak Creek, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

Addison, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oak Creek
Addison
43 Good
Air Quality
54 Moderate
68.6%
Good Air Days
35.8%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.3°F
2050 Outlook
▲+3.2°F
13 days
Heat Days >95°F
18 days
▲+3.3°F
2050 Outlook
▲+3.2°F
13 days
Heat Days >95°F
18 days

Before moving from Oak Creek, WI to Addison, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Addison, IL for the same bedroom count and included utilities as your home in Oak Creek, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Oak Creek to Addison moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Addison, IL by cost, housing, population and region.

Frequently Asked Questions: Oak Creek, WI vs Addison, IL

How do the cost estimates for Oak Creek, WI and Addison, IL compare?

Addison, IL has a modeled overall cost index 14.4% higher than Oak Creek, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Oak Creek, WI, the model estimates $164,606 in Addison, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Oak Creek, WI and Addison, IL?

The modeled two-bedroom rents are $1,770/month in Oak Creek, WI and $1,570/month in Addison, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Wisconsin and Illinois on TaxTakeHome.com

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