Oak Harbor, OH vs Sabina, OH: Cost of Living

Which city costs less?

Sabina, OH has a modeled overall cost index 1.5% lower than Oak Harbor, OH.

Oak Harbor, OH · modeled 2BR rent
$1,070 / month
Sabina, OH · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Oak Harbor, OH and Sabina, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $138/month in Sabina, OH

$150,000 in your current city has a modeled equivalent of $148,344 in Sabina, OH

Regional cost estimates: Oak Harbor, OH uses Detroit, MI. Sabina, OH uses Columbus, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.5%
Less expensive
Monthly Impact
$138
Savings
Annual Impact
$1.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Oak Harbor, OH

Population:3K
Cost Index:
79.7
100 = national average
Typical Home:$197K

Sabina, OH

Population:2K
Cost Index:
78.5
100 = national average
Typical Home:$200K

Planning the move to Sabina?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Oak Harbor, OH

The Buckeye State

3K
Population
State Tax
Yes

Located in Ohio, this city has a population of 3K residents.

Sabina, OH

The Buckeye State

2K
Population
State Tax
Yes

Located in Ohio, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Oak Harbor, OH vs Sabina, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 26.8%
Oak Harbor, OH
$1,542
Sabina, OH
$1,955
Difference
$413
more
Transportation
↓ 16.3%
Oak Harbor, OH
$1,726
Sabina, OH
$1,446
Difference
$281
less
Other
↓ 10.4%
Oak Harbor, OH
$1,840
Sabina, OH
$1,648
Difference
$192
less
All Utilities
↓ 18.2%
Oak Harbor, OH
$644
Sabina, OH
$526
Difference
$117
less
Healthcare
↑ 5.7%
Oak Harbor, OH
$651
Sabina, OH
$688
Difference
$36.98
more
Groceries
↑ 0.2%
Oak Harbor, OH
$1,096
Sabina, OH
$1,099
Difference
$2.15
more

🏠Rent Comparison

Studio
From$780
To$740
↓ $40.00
1 Bed
From$820
To$790
↓ $30.00
2 Bed
From$1,070
To$970
↓ $100
3 Bed
From$1,280
To$1,270
↓ $10.00
Oak Harbor, OHZIP-level data

1BR range: $820–$820/mo

Sabina, OHZIP-level data

1BR range: $790–$790/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Oak Harbor, OH
$7,362
Monthly in Sabina, OH
$138
Difference

Home Values

Oak Harbor
Sabina
$197K
Median Value
$200K
↓ -0.3%
YoY Change
↑ +1.7%
↑ +26.7%
5-Year Change
↑ +32.6%

Homes in Sabina are 2% more expensive than Oak Harbor

Calculate payment - Oak HarborCalculate payment - Sabina

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Oak Harbor, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Sabina, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Oak Harbor, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Sabina, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oak Harbor
Sabina
55 Moderate
Air Quality
53 Moderate
32.8%
Good Air Days
41.3%
99 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.1°F
10 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.1°F
10 days
Heat Days >95°F
18 days

Before moving from Oak Harbor, OH to Sabina, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Sabina, OH for the same bedroom count and included utilities as your home in Oak Harbor, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Oak Harbor to Sabina moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sabina, OH by cost, housing, population and region.

Frequently Asked Questions: Oak Harbor, OH vs Sabina, OH

How do the cost estimates for Oak Harbor, OH and Sabina, OH compare?

Sabina, OH has a modeled overall cost index 1.5% lower than Oak Harbor, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Oak Harbor, OH, the model estimates $148,344 in Sabina, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Oak Harbor, OH and Sabina, OH?

The modeled two-bedroom rents are $1,070/month in Oak Harbor, OH and $970/month in Sabina, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Similar cost to Sabina, OH

Other cities in a similar price range

Indianapolis, INColumbus, OHKansas City, MO

Want to compare different cities?

New Comparison