Is Charlotte, NC cheaper than Oak Lawn, IL?

Based on cost of living data, Charlotte, NC is 2.0% cheaper than Oak Lawn, IL. This translates to saving $148 per month.

What salary do I need in Charlotte, NC to live like I do in Oak Lawn, IL?

If you earn $150,000 in Oak Lawn, IL, you'd need approximately $148,225.243 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Oak Lawn, IL and Charlotte, NC?

Housing in Charlotte, NC is 2.3% cheaper than in Oak Lawn, IL. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,276/month in Oak Lawn, IL.

How much can I save per month by moving from Oak Lawn, IL to Charlotte, NC?

Moving from Oak Lawn, IL to Charlotte, NC could save you approximately $148 per month, or $1775 per year, based on a $150,000 salary.

Oak Lawn, IL vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oak Lawn, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Oak Lawn, IL

Numbers update automatically as you type

You'd save $148/month moving to Charlotte, NC

$150.0K in your current city equals $148.2K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 2.0%

Less expensive

Monthly Impact

$148

Savings

Annual Impact

$1.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oak Lawn, IL

Population:56K

Cost Index:100

Median Home:$274K

Charlotte, NC

Population:875K

Cost Index:98

Median Home:$399K

Oak Lawn, IL

The Prairie State

56K

Population

State Tax

Yes

Located in Illinois, this city has a population of 56K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Oak Lawn, IL vs Charlotte, NC

Category	Oak Lawn, IL	Charlotte, NC	Difference	Change
🚗Transportation	$1,538/mo	$1,202/mo	↓ $336less	21.8%
📦Other	$1,609/mo	$1,707/mo	↑ $98.54more	6.1%
🏥Healthcare	$569/mo	$638/mo	↑ $69.10more	12.1%
🏠Housing	$2,526/mo	$2,469/mo	↓ $57.49less	2.3%
⚡All Utilities	$497/mo	$519/mo	↑ $22.45more	4.5%
🛒Groceries	$985/mo	$989/mo	↑ $4.55more	0.5%

🚗Transportation

↓ 21.8%

Oak Lawn, IL

$1,538

Charlotte, NC

$1,202

Difference

$336

less

📦Other

↑ 6.1%

Oak Lawn, IL

$1,609

Charlotte, NC

$1,707

Difference

$98.54

🏥Healthcare

↑ 12.1%

Oak Lawn, IL

$569

Charlotte, NC

$638

Difference

$69.10

🏠Housing

↓ 2.3%

Oak Lawn, IL

$2,526

Charlotte, NC

$2,469

Difference

$57.49

less

⚡All Utilities

↑ 4.5%

Oak Lawn, IL

$497

Charlotte, NC

$519

Difference

$22.45

🛒Groceries

↑ 0.5%

Oak Lawn, IL

$985

Charlotte, NC

$989

Difference

$4.55

🏠Rent Comparison

Studio

From$1,058

To$1,630

↑ $572

1 Bed

From$1,136

To$1,710

↑ $574

2 Bed

From$1,276

To$1,870

↑ $594

3 Bed

From$1,642

To$2,300

↑ $658

Oak Lawn, ILZIP-level data

1BR range: $1,460–$1,460/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,724

Monthly in Oak Lawn, IL

$7,525

Monthly in Charlotte, NC

$199

Difference

Home Values

Oak Lawn

Charlotte

$274K

Median Value

$399K

↑ +4.5%

YoY Change

↓ -1.1%

↑ +36.2%

5-Year Change

↑ +40.8%

$274K

Price Range

$293K - $1.57M

Homes in Charlotte are 45% more expensive than Oak Lawn

Calculate payment - Oak Lawn Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $300

Per year

Monthly Difference

$25.00

More take-home

Effective Rate Diff

0.2%

Rate difference

Oak Lawn, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Oak Lawn, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.