Oak Lawn, IL vs Maplewood, MN: Cost of Living

Which city costs less?

Maplewood, MN has a modeled overall cost index 1.4% higher than Oak Lawn, IL.

Oak Lawn, IL · modeled 2BR rent: $1,640 / month
Maplewood, MN · modeled 2BR rent: $1,600 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Oak Lawn, IL and Maplewood, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Oak Lawn, IL

Numbers update automatically as you type

Estimated savings: $186/month in Maplewood, MN

$150,000 in your current city has a modeled equivalent of $147,774 in Maplewood, MN

Regional cost estimates: Oak Lawn, IL uses Chicago, IL. Maplewood, MN uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 1.4%

More expensive

Monthly Impact

$186

Savings

Annual Impact

$2.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Oak Lawn, IL

Population:56K

Cost Index:

99.0

100 = national average

Typical Home:$274K

Maplewood, MN

Population:40K

Cost Index:

100.3

100 = national average

Typical Home:$290K

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Oak Lawn, IL

The Prairie State

56K

Population

State Tax

Yes

Located in Illinois, this city has a population of 56K residents.

Maplewood, MN

The North Star State

40K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 40K residents.

Cost Breakdown by Category

Estimated monthly spending: Oak Lawn, IL vs Maplewood, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Oak Lawn, IL	Maplewood, MN	Difference	Change
Transportation	$1,493/mo	$1,280/mo	↓ $213less	14.3%
Housing	$2,453/mo	$2,257/mo	↓ $196less	8.0%
Healthcare	$553/mo	$718/mo	↑ $165more	29.8%
Other	$1,562/mo	$1,600/mo	↑ $37.68more	2.4%
Groceries	$956/mo	$977/mo	↑ $20.81more	2.2%
All Utilities	$482/mo	$482/mo	↑ $0.12more	0.0%

Transportation

↓ 14.3%

Oak Lawn, IL

$1,493

Maplewood, MN

$1,280

Difference

$213

less

Housing

↓ 8.0%

Oak Lawn, IL

$2,453

Maplewood, MN

$2,257

Difference

$196

less

Healthcare

↑ 29.8%

Oak Lawn, IL

$553

Maplewood, MN

$718

Difference

$165

Other

↑ 2.4%

Oak Lawn, IL

$1,562

Maplewood, MN

$1,600

Difference

$37.68

Groceries

↑ 2.2%

Oak Lawn, IL

$956

Maplewood, MN

$977

Difference

$20.81

All Utilities

↑ 0.0%

Oak Lawn, IL

$482

Maplewood, MN

$482

Difference

$0.12

🏠Rent Comparison

Studio

From$1,360

To$1,160

↓ $200

1 Bed

From$1,460

To$1,320

↓ $140

2 Bed

From$1,640

To$1,600

↓ $40.00

3 Bed

From$2,110

To$2,120

↑ $10.00

Oak Lawn, ILZIP-level data

1BR range: $1,460–$1,460/mo

Maplewood, MNZIP-level data

1BR range: $1,320–$1,320/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Oak Lawn, IL

$7,314

Monthly in Maplewood, MN

$186

Difference

Home Values

Oak Lawn

Maplewood

$274K

Median Value

$290K

↑ +4.5%

YoY Change

↑ +0.9%

↑ +36.2%

5-Year Change

↑ +19.1%

Homes in Maplewood are 6% more expensive than Oak Lawn

Calculate payment - Oak Lawn Calculate payment - Maplewood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.0K

More taxes

Monthly Difference

$251

Less take-home

Effective Rate Diff

2.0%

Rate difference

Oak Lawn, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Maplewood, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Additional Tax Information

Oak Lawn, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Maplewood, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oak Lawn

Maplewood

54 Moderate

Air Quality

36 Good

35.8%

Good Air Days

72.4%

100 Very High

Climate Risk

95 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.7°F

18 days

Heat Days >95°F

14 days

▲+3.2°F

2050 Outlook

▲+3.7°F

18 days

Heat Days >95°F

14 days

Before moving from Oak Lawn, IL to Maplewood, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Maplewood, MN for the same bedroom count and included utilities as your home in Oak Lawn, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Oak Lawn to Maplewood moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Maplewood, MN by cost, housing, population and region.

Frequently Asked Questions: Oak Lawn, IL vs Maplewood, MN

How do the cost estimates for Oak Lawn, IL and Maplewood, MN compare?

Maplewood, MN has a modeled overall cost index 1.4% higher than Oak Lawn, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Oak Lawn, IL, the model estimates $147,774 in Maplewood, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Oak Lawn, IL and Maplewood, MN?

The modeled two-bedroom rents are $1,640/month in Oak Lawn, IL and $1,600/month in Maplewood, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Minnesota on TaxTakeHome.com