Is Phoenix, AZ cheaper than Oak Lawn, IL?

Based on cost of living data, Phoenix, AZ is 4.3% more expensive than Oak Lawn, IL. This translates to spending an extra $322 per month.

What salary do I need in Phoenix, AZ to live like I do in Oak Lawn, IL?

If you earn $150,000 in Oak Lawn, IL, you'd need approximately $153,864.382 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Oak Lawn, IL and Phoenix, AZ?

Housing in Phoenix, AZ is 10.4% more expensive than in Oak Lawn, IL. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,276/month in Oak Lawn, IL.

How much can I save per month by moving from Oak Lawn, IL to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $322 more per month than Oak Lawn, IL, or $3864 more per year, based on a $150,000 salary.

Oak Lawn, IL vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oak Lawn, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Oak Lawn, IL

Numbers update automatically as you type

You'd spend $322/month more in Phoenix, AZ

$150.0K in your current city equals $153.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↑ 4.3%

More expensive

Monthly Impact

$322

Extra cost

Annual Impact

$3.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oak Lawn, IL

Population:56K

Cost Index:100

Median Home:$274K

Phoenix, AZ

Population:1608K

Cost Index:104

Median Home:$414K

Oak Lawn, IL

The Prairie State

56K

Population

State Tax

Yes

Located in Illinois, this city has a population of 56K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Oak Lawn, IL vs Phoenix, AZ

Category	Oak Lawn, IL	Phoenix, AZ	Difference	Change
🏠Housing	$2,526/mo	$2,788/mo	↑ $262more	10.4%
📦Other	$1,609/mo	$1,677/mo	↑ $68.41more	4.3%
⚡All Utilities	$497/mo	$561/mo	↑ $64.53more	13.0%
🚗Transportation	$1,538/mo	$1,489/mo	↓ $49.04less	3.2%
🛒Groceries	$985/mo	$963/mo	↓ $21.44less	2.2%
🏥Healthcare	$569/mo	$589/mo	↑ $19.53more	3.4%

🏠Housing

↑ 10.4%

Oak Lawn, IL

$2,526

Phoenix, AZ

$2,788

Difference

$262

📦Other

↑ 4.3%

Oak Lawn, IL

$1,609

Phoenix, AZ

$1,677

Difference

$68.41

⚡All Utilities

↑ 13.0%

Oak Lawn, IL

$497

Phoenix, AZ

$561

Difference

$64.53

🚗Transportation

↓ 3.2%

Oak Lawn, IL

$1,538

Phoenix, AZ

$1,489

Difference

$49.04

less

🛒Groceries

↓ 2.2%

Oak Lawn, IL

$985

Phoenix, AZ

$963

Difference

$21.44

less

🏥Healthcare

↑ 3.4%

Oak Lawn, IL

$569

Phoenix, AZ

$589

Difference

$19.53

🏠Rent Comparison

Studio

From$1,058

To$1,390

↑ $332

1 Bed

From$1,136

To$1,510

↑ $374

2 Bed

From$1,276

To$1,750

↑ $474

3 Bed

From$1,642

To$2,330

↑ $688

Oak Lawn, ILZIP-level data

1BR range: $1,460–$1,460/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,724

Monthly in Oak Lawn, IL

$8,068

Monthly in Phoenix, AZ

$344

Difference

Home Values

Oak Lawn

Phoenix

$274K

Median Value

$414K

↑ +4.5%

YoY Change

↓ -3.1%

↑ +36.2%

5-Year Change

↑ +30.2%

$274K

Price Range

$274K - $957K

Homes in Phoenix are 51% more expensive than Oak Lawn

Calculate payment - Oak Lawn Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.2K

Per year

Monthly Difference

$183

More take-home

Effective Rate Diff

1.5%

Rate difference

Oak Lawn, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Oak Lawn, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.