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Cost of Living Comparison 2026

๐Ÿ“ Oak Lawn, IL โ€” ZIP-level rent data ยท COL adjusted from Chicago, IL area

$

Numbers update automatically as you type

You'd save $603/month moving to San Antonio, TX

$150.0K in your current city equals $142.8K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
โ†“ 8.0%
Less expensive
Monthly Impact
$603
Savings
Annual Impact
$7.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oak Lawn, IL

Population:56K
Cost Index:100
Median Home:$274K

San Antonio, TX

Population:1547K
Cost Index:92
Median Home:$215K

Oak Lawn, IL

The Prairie State

56K
Population
State Tax
Yes

Located in Illinois, this city has a population of 56K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Oak Lawn, IL vs San Antonio, TX

๐Ÿ Housing
โ†“ 16.9%
Oak Lawn, IL
$2,526
San Antonio, TX
$2,100
Difference
$427
less
๐Ÿš—Transportation
โ†“ 16.3%
Oak Lawn, IL
$1,538
San Antonio, TX
$1,287
Difference
$251
less
๐Ÿ›’Groceries
โ†“ 7.3%
Oak Lawn, IL
$985
San Antonio, TX
$913
Difference
$71.40
less
๐ŸฅHealthcare
โ†“ 7.5%
Oak Lawn, IL
$569
San Antonio, TX
$527
Difference
$42.43
less
๐Ÿ“ฆOther
โ†‘ 2.4%
Oak Lawn, IL
$1,609
San Antonio, TX
$1,647
Difference
$38.27
more
โšกAll Utilities
โ†“ 0.2%
Oak Lawn, IL
$497
San Antonio, TX
$496
Difference
$1.04
less

๐Ÿ Rent Comparison

Studio
From$1,058
To$1,110
โ†‘ $52.00
1 Bed
From$1,136
To$1,210
โ†‘ $74.00
2 Bed
From$1,276
To$1,470
โ†‘ $194
3 Bed
From$1,642
To$1,890
โ†‘ $248
Oak Lawn, ILZIP-level data

1BR range: $1,460โ€“$1,460/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,724
Monthly in Oak Lawn, IL
$6,969
Monthly in San Antonio, TX
$754
Difference

Home Values

Oak Lawn
San Antonio
$274K
Median Value
$215K
โ†‘ +4.5%
YoY Change
โ†“ -2.9%
โ†‘ +36.2%
5-Year Change
โ†‘ +16.7%
$274K
Price Range
$107K - $905K

Homes in San Antonio are 22% less expensive than Oak Lawn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.4K
Per year
Monthly Difference
$619
More take-home
Effective Rate Diff
4.9%
Rate difference

Oak Lawn, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Oak Lawn, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oak Lawn
San Antonio
54 Moderate
Air Quality
52 Moderate
35.8%
Good Air Days
47.5%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
18 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
18 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Texas on TaxTakeHome.com

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