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Cost of Living Comparison 2026

📍 Oak Ridge, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Austin, TX

$150.0K in your current city equals $169.0K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Knoxville, TN area
Overall Cost
↑ 21.1%
More expensive
Monthly Impact
$1,585
Extra cost
Annual Impact
$19.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oak Ridge, TN

Population:33K
Cost Index:100
Median Home:$315K

Austin, TX

Population:979K
Cost Index:121
Median Home:$558K

Oak Ridge, TN

The Volunteer State

33K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 33K residents.

💡 Advantage: Tennessee has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Oak Ridge, TN vs Austin, TX

🏠Housing
↑ 46.5%
Oak Ridge, TN
$1,969
Austin, TX
$2,885
Difference
$915
more
🚗Transportation
↑ 21.1%
Oak Ridge, TN
$1,060
Austin, TX
$1,284
Difference
$224
more
📦Other
↑ 8.6%
Oak Ridge, TN
$1,603
Austin, TX
$1,741
Difference
$138
more
🛒Groceries
↑ 11.2%
Oak Ridge, TN
$863
Austin, TX
$959
Difference
$96.75
more
⚡All Utilities
↑ 14.7%
Oak Ridge, TN
$472
Austin, TX
$541
Difference
$69.30
more
🏥Healthcare
↑ 6.7%
Oak Ridge, TN
$552
Austin, TX
$589
Difference
$36.90
more

🏠Rent Comparison

Studio
From$772
To$1,585
↑ $813
1 Bed
From$772
To$1,685
↑ $913
2 Bed
From$954
To$1,995
↑ $1,041
3 Bed
From$1,221
To$2,525
↑ $1,304
Oak Ridge, TNZIP-level data

1BR range: $1,100–$1,100/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,519
Monthly in Oak Ridge, TN
$7,998
Monthly in Austin, TX
$1,480
Difference

Home Values

Oak Ridge
Austin
$315K
Median Value
$558K
↑ +2.2%
YoY Change
↓ -5%
↑ +64.6%
5-Year Change
↑ +12.6%
$315K
Price Range
$272K - $1.26M

Homes in Austin are 77% more expensive than Oak Ridge

Calculate payment - Oak RidgeCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Oak Ridge, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Oak Ridge, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oak Ridge
Austin
50 Good
Air Quality
52 Moderate
51.6%
Good Air Days
42.6%
97 High
Climate Risk
98 High
🌊🫨🌪
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+2.5°F
42 days
Heat Days >95°F
98 days
▲+2.8°F
2050 Outlook
▲+2.5°F
42 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Tennessee and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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