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Cost of Living Comparison 2026

๐Ÿ“ Oak Ridge, TN โ€” ZIP-level rent data ยท COL adjusted from Nashville, TN area

$

Numbers update automatically as you type

You'd spend $2.2K/month more in Denver, CO

$150.0K in your current city equals $176.4K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from Knoxville, TN area
Overall Cost
โ†‘ 29.4%
More expensive
Monthly Impact
$2,202
Extra cost
Annual Impact
$26.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oak Ridge, TN

Population:33K
Cost Index:100
Median Home:$315K

Denver, CO

Population:716K
Cost Index:129
Median Home:$513K

Oak Ridge, TN

The Volunteer State

33K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 33K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Oak Ridge, TN vs Denver, CO

๐Ÿ Housing
โ†‘ 64.9%
Oak Ridge, TN
$1,969
Denver, CO
$3,248
Difference
$1,279
more
๐Ÿš—Transportation
โ†‘ 37.9%
Oak Ridge, TN
$1,060
Denver, CO
$1,462
Difference
$402
more
๐Ÿ“ฆOther
โ†‘ 10.7%
Oak Ridge, TN
$1,603
Denver, CO
$1,774
Difference
$171
more
๐Ÿ›’Groceries
โ†‘ 19.3%
Oak Ridge, TN
$863
Denver, CO
$1,029
Difference
$167
more
๐ŸฅHealthcare
โ†‘ 14.6%
Oak Ridge, TN
$552
Denver, CO
$632
Difference
$80.28
more
โšกAll Utilities
โ†‘ 10.1%
Oak Ridge, TN
$472
Denver, CO
$519
Difference
$47.44
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Oak Ridge, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$772
To$1,720
โ†‘ $948
1 Bed
From$772
To$1,840
โ†‘ $1,068
2 Bed
From$954
To$2,190
โ†‘ $1,236
3 Bed
From$1,221
To$2,870
โ†‘ $1,649
Oak Ridge, TNZIP-level data

1BR range: $1,100โ€“$1,100/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,519
Monthly in Oak Ridge, TN
$8,665
Monthly in Denver, CO
$2,146
Difference

Home Values

Oak Ridge
Denver
$315K
Median Value
$513K
โ†‘ +2.2%
YoY Change
โ†“ -4.2%
โ†‘ +64.6%
5-Year Change
โ†‘ +13%
$315K
Price Range
$352K - $933K

Homes in Denver are 63% more expensive than Oak Ridge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $6.6K
More taxes
Monthly Difference
$550
Less take-home
Effective Rate Diff
4.4%
Rate difference

Oak Ridge, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Oak Ridge, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oak Ridge
Denver
50 Good
Air Quality
55 Moderate
51.6%
Good Air Days
35.2%
97 High
Climate Risk
95 High
๐ŸŒŠ๐Ÿซจ๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
42 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
42 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Tennessee and Colorado on TaxTakeHome.com

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