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Cost of Living Comparison 2026

๐Ÿ“ Oak Ridge, TN โ€” ZIP-level rent data ยท COL adjusted from Nashville, TN area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Nashville, TN

$150.0K in your current city equals $169.0K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from Knoxville, TN area
Overall Cost
โ†‘ 21.1%
More expensive
Monthly Impact
$1,585
Extra cost
Annual Impact
$19.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oak Ridge, TN

Population:33K
Cost Index:100
Median Home:$315K

Nashville, TN

Population:689K
Cost Index:121
Median Home:$489K

Oak Ridge, TN

The Volunteer State

33K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 33K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Oak Ridge, TN vs Nashville, TN

๐Ÿ Housing
โ†‘ 34.6%
Oak Ridge, TN
$1,969
Nashville, TN
$2,651
Difference
$681
more
๐Ÿ“ฆOther
โ†‘ 21.1%
Oak Ridge, TN
$1,603
Nashville, TN
$1,942
Difference
$339
more
๐Ÿš—Transportation
โ†‘ 21.1%
Oak Ridge, TN
$1,060
Nashville, TN
$1,284
Difference
$224
more
๐Ÿ›’Groceries
โ†‘ 10.1%
Oak Ridge, TN
$863
Nashville, TN
$949
Difference
$86.76
more
๐ŸฅHealthcare
โ†‘ 10.1%
Oak Ridge, TN
$552
Nashville, TN
$607
Difference
$55.49
more
โšกAll Utilities
โ†‘ 10.1%
Oak Ridge, TN
$472
Nashville, TN
$519
Difference
$47.44
more

๐Ÿ Rent Comparison

Studio
From$772
To$1,600
โ†‘ $828
1 Bed
From$772
To$1,680
โ†‘ $908
2 Bed
From$954
To$1,840
โ†‘ $886
3 Bed
From$1,221
To$2,350
โ†‘ $1,129
Oak Ridge, TNZIP-level data

1BR range: $1,100โ€“$1,100/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,519
Monthly in Oak Ridge, TN
$7,952
Monthly in Nashville, TN
$1,434
Difference

Home Values

Oak Ridge
Nashville
$315K
Median Value
$489K
โ†‘ +2.2%
YoY Change
โ†“ -2.1%
โ†‘ +64.6%
5-Year Change
โ†‘ +32.1%
$315K
Price Range
$320K - $1.16M

Homes in Nashville are 55% more expensive than Oak Ridge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Oak Ridge, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Oak Ridge, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oak Ridge
Nashville
50 Good
Air Quality
50 Good
51.6%
Good Air Days
51.6%
97 High
Climate Risk
97 High
๐ŸŒŠ๐Ÿซจ๐ŸŒช
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
42 days
Heat Days >95ยฐF
42 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
42 days
Heat Days >95ยฐF
42 days

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