Is Nashville, TN cheaper than Oakdale, MN?

Based on cost of living data, Nashville, TN is 3.5% more expensive than Oakdale, MN. This translates to spending an extra $260 per month.

What salary do I need in Nashville, TN to live like I do in Oakdale, MN?

If you earn $150,000 in Oakdale, MN, you'd need approximately $153,118.748 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Oakdale, MN and Nashville, TN?

Housing in Nashville, TN is 14.9% more expensive than in Oakdale, MN. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,370/month in Oakdale, MN.

How much can I save per month by moving from Oakdale, MN to Nashville, TN?

Living in Nashville, TN costs approximately $260 more per month than Oakdale, MN, or $3119 more per year, based on a $150,000 salary.

Oakdale, MN vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oakdale, MN — ZIP-level rent data · COL adjusted from Saint Paul, MN area

Current salary in Oakdale, MN

Numbers update automatically as you type

You'd spend $260/month more in Nashville, TN

$150.0K in your current city equals $153.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↑ 3.5%

More expensive

Monthly Impact

$260

Extra cost

Annual Impact

$3.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakdale, MN

Population:28K

Cost Index:100

Median Home:$343K

Nashville, TN

Population:689K

Cost Index:103

Median Home:$489K

Oakdale, MN

The North Star State

28K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 28K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Oakdale, MN vs Nashville, TN

Category	Oakdale, MN	Nashville, TN	Difference	Change
🏠Housing	$2,306/mo	$2,651/mo	↑ $345more	14.9%
📦Other	$1,635/mo	$1,942/mo	↑ $307more	18.8%
🏥Healthcare	$736/mo	$607/mo	↓ $129less	17.5%
🛒Groceries	$1,002/mo	$949/mo	↓ $52.87less	5.3%
⚡All Utilities	$495/mo	$519/mo	↑ $24.29more	4.9%
🚗Transportation	$1,308/mo	$1,284/mo	↓ $24.01less	1.8%

🏠Housing

↑ 14.9%

Oakdale, MN

$2,306

Nashville, TN

$2,651

Difference

$345

📦Other

↑ 18.8%

Oakdale, MN

$1,635

Nashville, TN

$1,942

Difference

$307

🏥Healthcare

↓ 17.5%

Oakdale, MN

$736

Nashville, TN

$607

Difference

$129

less

🛒Groceries

↓ 5.3%

Oakdale, MN

$1,002

Nashville, TN

$949

Difference

$52.87

less

⚡All Utilities

↑ 4.9%

Oakdale, MN

$495

Nashville, TN

$519

Difference

$24.29

🚗Transportation

↓ 1.8%

Oakdale, MN

$1,308

Nashville, TN

$1,284

Difference

$24.01

less

🏠Rent Comparison

Studio

From$999

To$1,600

↑ $601

1 Bed

From$1,128

To$1,680

↑ $552

2 Bed

From$1,370

To$1,840

↑ $470

3 Bed

From$1,813

To$2,350

↑ $537

Oakdale, MNZIP-level data

1BR range: $1,400–$1,400/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,482

Monthly in Oakdale, MN

$7,952

Monthly in Nashville, TN

$470

Difference

Home Values

Oakdale

Nashville

$343K

Median Value

$489K

↑ +3.7%

YoY Change

↓ -2.1%

↑ +23.7%

5-Year Change

↑ +32.1%

$343K

Price Range

$320K - $1.16M

Homes in Nashville are 43% more expensive than Oakdale

Calculate payment - Oakdale Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.4K

Per year

Monthly Difference

$869

More take-home

Effective Rate Diff

7.0%

Rate difference

Oakdale, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Oakdale, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.