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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $3.4K/month moving to Aurora, CO

$150.0K in your current city equals $109.3K in Aurora, CO

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
45.3%
Less expensive
Monthly Impact
$3,396
Savings
Annual Impact
$40.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakland, CA

Population:441K
Cost Index:
100
100 = national average
Median Home:$575K

Aurora, CO

Population:395K
Cost Index:
55
(45% below avg)
Median Home:$431K

Oakland, CA

The Golden State

441K
Population
State Tax
Yes

Located in California, this city has a population of 441K residents.

Aurora, CO

The Centennial State

395K
Population
State Tax
Yes

Located in Colorado, this city has a population of 395K residents.

Cost Breakdown by Category

Annual spending: Oakland, CA vs Aurora, CO

Housing
66.4%
Oakland, CA
$9,667
Aurora, CO
$3,248
Difference
$6,419
less
Groceries
8.8%
Oakland, CA
$1,129
Aurora, CO
$1,029
Difference
$99.93
less
Healthcare
10.5%
Oakland, CA
$706
Aurora, CO
$632
Difference
$74.35
less
All Utilities
11.8%
Oakland, CA
$464
Aurora, CO
$519
Difference
$54.64
more
Transportation
3.9%
Oakland, CA
$1,407
Aurora, CO
$1,462
Difference
$54.64
more
Other
2.8%
Oakland, CA
$1,825
Aurora, CO
$1,774
Difference
$50.22
less

🏛️ Local Income Taxes

Aurora, CO: Aurora Head Tax ($2/mo, negligible)$24.00/yr (0.0%)

Oakland, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,770
To$1,685
$85.00
1 Bed
From$1,990
To$1,795
$195
2 Bed
From$2,420
To$2,140
$280
3 Bed
From$3,090
To$2,805
$285
Oakland, CAZIP-level data

1BR range: $1,990$2,510/mo

Aurora, COZIP-level data

1BR range: $1,620$2,270/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$15,199
Monthly in Oakland, CA
$8,665
Monthly in Aurora, CO
$6,534
Difference

Home Values

Oakland
Aurora
$575K
Median Value
$431K
↓ -9.5%
YoY Change
↓ -4.2%
↓ -12.6%
5-Year Change
↑ +18.4%
$433K - $1.10M
Price Range
$353K - $728K

Homes in Aurora are 25% less expensive than Oakland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Oakland, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Aurora, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Oakland, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Aurora, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oakland
Aurora
49 Good
Air Quality
55 Moderate
53%
Good Air Days
35.2%
100 Very High
Climate Risk
95 High
🔥🌊🌅
Top Hazards
🌊🌪💨
+1.9°F
2050 Outlook
+3.3°F
2 days
Heat Days >95°F
28 days
+1.9°F
2050 Outlook
+3.3°F
2 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between California and Colorado on TaxTakeHome.com

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