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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $1.0K/month moving to Los Angeles, CA

$150.0K in your current city equals $137.6K in Los Angeles, CA

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
13.8%
Less expensive
Monthly Impact
$1,034
Savings
Annual Impact
$12.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakland, CA

Population:441K
Cost Index:
100
100 = national average
Median Home:$575K

Los Angeles, CA

Population:3899K
Cost Index:
86
(14% below avg)
Median Home:$885K

Oakland, CA

The Golden State

441K
Population
State Tax
Yes

Located in California, this city has a population of 441K residents.

Los Angeles, CA

The Golden State

3.9M
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • Entertainment capital of the world
  • Major Pacific Rim trade center
  • Diverse metropolitan area

Major Industries

EntertainmentTechnologyInternational TradeTourism

Cost Breakdown by Category

Annual spending: Oakland, CA vs Los Angeles, CA

Housing
19.8%
Oakland, CA
$9,667
Los Angeles, CA
$7,749
Difference
$1,918
less
Transportation
53.4%
Oakland, CA
$1,407
Los Angeles, CA
$2,158
Difference
$751
more
Healthcare
21.6%
Oakland, CA
$706
Los Angeles, CA
$554
Difference
$152
less
Other
5.1%
Oakland, CA
$1,825
Los Angeles, CA
$1,731
Difference
$93.74
less
All Utilities
20.0%
Oakland, CA
$464
Los Angeles, CA
$557
Difference
$92.89
more
Groceries
7.9%
Oakland, CA
$1,129
Los Angeles, CA
$1,040
Difference
$88.93
less

🏠Rent Comparison

Studio
From$1,770
To$1,910
$140
1 Bed
From$1,990
To$2,135
$145
2 Bed
From$2,420
To$2,660
$240
3 Bed
From$3,090
To$3,370
$280
Oakland, CAZIP-level data

1BR range: $1,990$2,510/mo

Los Angeles, CAZIP-level data

1BR range: $1,630$3,130/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$15,199
Monthly in Oakland, CA
$13,790
Monthly in Los Angeles, CA
$1,409
Difference

Home Values

Oakland
Los Angeles
$575K
Median Value
$885K
↓ -9.5%
YoY Change
↓ -3.4%
↓ -12.6%
5-Year Change
↑ +13.1%
$433K - $1.10M
Price Range
$531K - $3.01M

Homes in Los Angeles are 54% more expensive than Oakland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Oakland, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Los Angeles, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Oakland, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Los Angeles, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oakland
Los Angeles
49 Good
Air Quality
80 Moderate
53%
Good Air Days
10.4%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌅
+1.9°F
2050 Outlook
+2.6°F
2 days
Heat Days >95°F
17 days
+1.9°F
2050 Outlook
+2.6°F
2 days
Heat Days >95°F
17 days

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