Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $3.8K/month moving to Salt Lake City, UT

$150.0K in your current city equals $104.7K in Salt Lake City, UT

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
50.4%
Less expensive
Monthly Impact
$3,778
Savings
Annual Impact
$45.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakland, CA

Population:441K
Cost Index:
100
100 = national average
Median Home:$575K

Salt Lake City, UT

Population:210K
Cost Index:
50
(50% below avg)
Median Home:$518K

Oakland, CA

The Golden State

441K
Population
State Tax
Yes

Located in California, this city has a population of 441K residents.

Salt Lake City, UT

The Beehive State

210K
Population
State Tax
Yes

Located in Utah, this city has a population of 210K residents.

Cost Breakdown by Category

Annual spending: Oakland, CA vs Salt Lake City, UT

Housing
73.8%
Oakland, CA
$9,667
Salt Lake City, UT
$2,531
Difference
$7,136
less
Groceries
15.9%
Oakland, CA
$1,129
Salt Lake City, UT
$950
Difference
$179
less
Transportation
11.4%
Oakland, CA
$1,407
Salt Lake City, UT
$1,247
Difference
$160
less
Other
8.5%
Oakland, CA
$1,825
Salt Lake City, UT
$1,670
Difference
$155
less
Healthcare
11.5%
Oakland, CA
$706
Salt Lake City, UT
$625
Difference
$81.26
less
All Utilities
1.6%
Oakland, CA
$464
Salt Lake City, UT
$472
Difference
$7.29
more

🏠Rent Comparison

Studio
From$1,770
To$1,008
$762
1 Bed
From$1,990
To$1,168
$822
2 Bed
From$2,420
To$1,400
$1,020
3 Bed
From$3,090
To$1,872
$1,218
Oakland, CAZIP-level data

1BR range: $1,990$2,510/mo

Salt Lake City, UTZIP-level data

1BR range: $1,310$1,820/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$15,199
Monthly in Oakland, CA
$7,494
Monthly in Salt Lake City, UT
$7,705
Difference

Home Values

Oakland
Salt Lake City
$575K
Median Value
$518K
↓ -9.5%
YoY Change
↑ +0.4%
↓ -12.6%
5-Year Change
↑ +30.4%
$433K - $1.10M
Price Range
$400K - $902K

Homes in Salt Lake City are 10% less expensive than Oakland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.4K
Per year
Monthly Difference
$279
More take-home
Effective Rate Diff
2.2%
Rate difference

Oakland, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Salt Lake City, UT

Federal Income Tax
Effective: 18.9%
$25.5K
Utah State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Oakland, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Salt Lake City, UT Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oakland
Salt Lake City
49 Good
Air Quality
44 Good
53%
Good Air Days
62.8%
100 Very High
Climate Risk
88 Moderate
🔥🌊🌅
Top Hazards
🔥💨
+1.9°F
2050 Outlook
+3.3°F
2 days
Heat Days >95°F
49 days
+1.9°F
2050 Outlook
+3.3°F
2 days
Heat Days >95°F
49 days

What to Consider When Moving from Oakland, CA to Salt Lake City, UT

Relocating from Oakland, CA to Salt Lake City, UT involves more than just comparing rent prices. While the overall cost of living is about 50% lower in Salt Lake City, UT, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Salt Lake City, UT is 74% cheaper than in Oakland, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Salt Lake City, UT pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Salt Lake City, UT to match your current standard of living in Oakland, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Salt Lake City, UT for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Oakland, CA vs Salt Lake City, UT

Is Salt Lake City, UT cheaper than Oakland, CA?

Yes, Salt Lake City, UT is about 50.4% cheaper than Oakland, CA. You could save approximately $3,778/month on a $150,000 salary. Housing costs are 74% lower in Salt Lake City, UT.

What salary do I need in Salt Lake City, UT to match my lifestyle in Oakland, CA?

If you currently earn $150,000 in Oakland, CA, you would need approximately $104,662 in Salt Lake City, UT to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Oakland, CA and Salt Lake City, UT?

A two-bedroom apartment averages $2,420/month in Oakland, CA compared to $1,400/month in Salt Lake City, UT. One-bedroom apartments are $1,990/month in Oakland, CA vs $1,168/month in Salt Lake City, UT. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Oakland, CA or Salt Lake City, UT?

Groceries are about 16% cheaper in Salt Lake City, UT than in Oakland, CA, saving a typical household roughly $179/month on food.

What is the best time to move from Oakland, CA to Salt Lake City, UT?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between California and Utah on TaxTakeHome.com

Similar cost to Salt Lake City, UT

Other cities in a similar price range

Want to compare different cities?

New Comparison