Is Charlotte, NC cheaper than Oakland Park, FL?

Based on cost of living data, Charlotte, NC is 10.2% cheaper than Oakland Park, FL. This translates to saving $767 per month.

What salary do I need in Charlotte, NC to live like I do in Oakland Park, FL?

If you earn $150,000 in Oakland Park, FL, you'd need approximately $140,790.368 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Oakland Park, FL and Charlotte, NC?

Housing in Charlotte, NC is 12.5% cheaper than in Oakland Park, FL. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,919/month in Oakland Park, FL.

How much can I save per month by moving from Oakland Park, FL to Charlotte, NC?

Moving from Oakland Park, FL to Charlotte, NC could save you approximately $767 per month, or $9210 per year, based on a $150,000 salary.

Oakland Park, FL vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oakland Park, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Oakland Park, FL

Numbers update automatically as you type

You'd save $767/month moving to Charlotte, NC

$150.0K in your current city equals $140.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 10.2%

Less expensive

Monthly Impact

$767

Savings

Annual Impact

$9.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakland Park, FL

Population:44K

Cost Index:100

Median Home:$575K

Charlotte, NC

Population:875K

Cost Index:90

Median Home:$399K

Oakland Park, FL

The Sunshine State

44K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 44K residents.

💡 Advantage: Florida has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Oakland Park, FL vs Charlotte, NC

Category	Oakland Park, FL	Charlotte, NC	Difference	Change
🏠Housing	$2,821/mo	$2,469/mo	↓ $352less	12.5%
🚗Transportation	$1,410/mo	$1,202/mo	↓ $208less	14.8%
📦Other	$1,857/mo	$1,707/mo	↓ $150less	8.1%
🛒Groceries	$1,060/mo	$989/mo	↓ $70.77less	6.7%
🏥Healthcare	$578/mo	$638/mo	↑ $60.02more	10.4%
⚡All Utilities	$510/mo	$519/mo	↑ $9.22more	1.8%

🏠Housing

↓ 12.5%

Oakland Park, FL

$2,821

Charlotte, NC

$2,469

Difference

$352

less

🚗Transportation

↓ 14.8%

Oakland Park, FL

$1,410

Charlotte, NC

$1,202

Difference

$208

less

📦Other

↓ 8.1%

Oakland Park, FL

$1,857

Charlotte, NC

$1,707

Difference

$150

less

🛒Groceries

↓ 6.7%

Oakland Park, FL

$1,060

Charlotte, NC

$989

Difference

$70.77

less

🏥Healthcare

↑ 10.4%

Oakland Park, FL

$578

Charlotte, NC

$638

Difference

$60.02

⚡All Utilities

↑ 1.8%

Oakland Park, FL

$510

Charlotte, NC

$519

Difference

$9.22

🏠Rent Comparison

Studio

From$1,427

To$1,630

↑ $203

1 Bed

From$1,566

To$1,710

↑ $144

2 Bed

From$1,919

To$1,870

↓ $49.00

3 Bed

From$2,649

To$2,300

↓ $349

Oakland Park, FLZIP-level data

1BR range: $1,470–$2,310/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,236

Monthly in Oakland Park, FL

$7,525

Monthly in Charlotte, NC

$711

Difference

Home Values

Oakland Park

Charlotte

$575K

Median Value

$399K

↓ -5.5%

YoY Change

↓ -1.1%

↑ +35.4%

5-Year Change

↑ +40.8%

$428K - $666K

Price Range

$293K - $1.57M

Homes in Charlotte are 31% less expensive than Oakland Park

Calculate payment - Oakland Park Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Oakland Park, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Oakland Park, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.