Is Nashville, TN cheaper than Oakley, CA?

Based on cost of living data, Nashville, TN is 6.5% cheaper than Oakley, CA. This translates to saving $491 per month.

What salary do I need in Nashville, TN to live like I do in Oakley, CA?

If you earn $150,000 in Oakley, CA, you'd need approximately $144,105.642 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Oakley, CA and Nashville, TN?

Housing in Nashville, TN is 12.4% cheaper than in Oakley, CA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,143/month in Oakley, CA.

How much can I save per month by moving from Oakley, CA to Nashville, TN?

Moving from Oakley, CA to Nashville, TN could save you approximately $491 per month, or $5894 per year, based on a $150,000 salary.

Oakley, CA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oakley, CA — ZIP-level rent data · COL adjusted from Stockton, CA area

Current salary in Oakley, CA

Numbers update automatically as you type

You'd save $491/month moving to Nashville, TN

$150.0K in your current city equals $144.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 6.5%

Less expensive

Monthly Impact

$491

Savings

Annual Impact

$5.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakley, CA

Population:46K

Cost Index:100

Median Home:$649K

Nashville, TN

Population:689K

Cost Index:93

Median Home:$489K

Oakley, CA

The Golden State

46K

Population

State Tax

Yes

Located in California, this city has a population of 46K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Oakley, CA vs Nashville, TN

Category	Oakley, CA	Nashville, TN	Difference	Change
🏠Housing	$3,026/mo	$2,651/mo	↓ $375less	12.4%
📦Other	$1,685/mo	$1,942/mo	↑ $257more	15.3%
🚗Transportation	$1,414/mo	$1,284/mo	↓ $130less	9.2%
🛒Groceries	$1,066/mo	$949/mo	↓ $117less	11.0%
🏥Healthcare	$491/mo	$607/mo	↑ $116more	23.6%
⚡All Utilities	$519/mo	$519/mo	↑ $0.21more	0.0%

🏠Housing

↓ 12.4%

Oakley, CA

$3,026

Nashville, TN

$2,651

Difference

$375

less

📦Other

↑ 15.3%

Oakley, CA

$1,685

Nashville, TN

$1,942

Difference

$257

🚗Transportation

↓ 9.2%

Oakley, CA

$1,414

Nashville, TN

$1,284

Difference

$130

less

🛒Groceries

↓ 11.0%

Oakley, CA

$1,066

Nashville, TN

$949

Difference

$117

less

🏥Healthcare

↑ 23.6%

Oakley, CA

$491

Nashville, TN

$607

Difference

$116

⚡All Utilities

↑ 0.0%

Oakley, CA

$519

Nashville, TN

$519

Difference

$0.21

🏠Rent Comparison

Studio

From$1,572

To$1,600

↑ $28.00

1 Bed

From$1,752

To$1,680

↓ $72.00

2 Bed

From$2,143

To$1,840

↓ $303

3 Bed

From$2,737

To$2,350

↓ $387

Oakley, CAZIP-level data

1BR range: $2,150–$2,150/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,201

Monthly in Oakley, CA

$7,952

Monthly in Nashville, TN

$249

Difference

Home Values

Oakley

Nashville

$649K

Median Value

$489K

↓ -4.5%

YoY Change

↓ -2.1%

↑ +13.8%

5-Year Change

↑ +32.1%

$649K

Price Range

$320K - $1.16M

Homes in Nashville are 25% less expensive than Oakley

Calculate payment - Oakley Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Oakley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Oakley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.