Is San Antonio, TX cheaper than Oakley, CA?

Based on cost of living data, San Antonio, TX is 17.4% cheaper than Oakley, CA. This translates to saving $1308 per month.

What salary do I need in San Antonio, TX to live like I do in Oakley, CA?

If you earn $150,000 in Oakley, CA, you'd need approximately $134,306.927 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Oakley, CA and San Antonio, TX?

Housing in San Antonio, TX is 30.6% cheaper than in Oakley, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,143/month in Oakley, CA.

How much can I save per month by moving from Oakley, CA to San Antonio, TX?

Moving from Oakley, CA to San Antonio, TX could save you approximately $1308 per month, or $15693 per year, based on a $150,000 salary.

Oakley, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oakley, CA — ZIP-level rent data · COL adjusted from Stockton, CA area

Current salary in Oakley, CA

Numbers update automatically as you type

You'd save $1.3K/month moving to San Antonio, TX

$150.0K in your current city equals $134.3K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 17.4%

Less expensive

Monthly Impact

$1,308

Savings

Annual Impact

$15.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oakley, CA

Population:46K

Cost Index:100

Median Home:$649K

San Antonio, TX

Population:1547K

Cost Index:83

Median Home:$215K

Oakley, CA

The Golden State

46K

Population

State Tax

Yes

Located in California, this city has a population of 46K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Oakley, CA vs San Antonio, TX

Category	Oakley, CA	San Antonio, TX	Difference	Change
🏠Housing	$3,026/mo	$2,100/mo	↓ $926less	30.6%
🛒Groceries	$1,066/mo	$913/mo	↓ $153less	14.3%
🚗Transportation	$1,414/mo	$1,287/mo	↓ $127less	9.0%
📦Other	$1,685/mo	$1,647/mo	↓ $37.40less	2.2%
🏥Healthcare	$491/mo	$527/mo	↑ $35.33more	7.2%
⚡All Utilities	$519/mo	$496/mo	↓ $23.29less	4.5%

🏠Housing

↓ 30.6%

Oakley, CA

$3,026

San Antonio, TX

$2,100

Difference

$926

less

🛒Groceries

↓ 14.3%

Oakley, CA

$1,066

San Antonio, TX

$913

Difference

$153

less

🚗Transportation

↓ 9.0%

Oakley, CA

$1,414

San Antonio, TX

$1,287

Difference

$127

less

📦Other

↓ 2.2%

Oakley, CA

$1,685

San Antonio, TX

$1,647

Difference

$37.40

less

🏥Healthcare

↑ 7.2%

Oakley, CA

$491

San Antonio, TX

$527

Difference

$35.33

⚡All Utilities

↓ 4.5%

Oakley, CA

$519

San Antonio, TX

$496

Difference

$23.29

less

🏠Rent Comparison

Studio

From$1,572

To$1,110

↓ $462

1 Bed

From$1,752

To$1,210

↓ $542

2 Bed

From$2,143

To$1,470

↓ $673

3 Bed

From$2,737

To$1,890

↓ $847

Oakley, CAZIP-level data

1BR range: $2,150–$2,150/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,201

Monthly in Oakley, CA

$6,969

Monthly in San Antonio, TX

$1,232

Difference

Home Values

Oakley

San Antonio

$649K

Median Value

$215K

↓ -4.5%

YoY Change

↓ -2.9%

↑ +13.8%

5-Year Change

↑ +16.7%

$649K

Price Range

$107K - $905K

Homes in San Antonio are 67% less expensive than Oakley

Calculate payment - Oakley Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Oakley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Oakley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.