Is Garden Grove, CA cheaper than Oceanside, CA?

Based on cost of living data, Garden Grove, CA is 14.4% more expensive than Oceanside, CA. This translates to spending an extra $1080 per month.

What salary do I need in Garden Grove, CA to live like I do in Oceanside, CA?

If you earn $150,000 in Oceanside, CA, you'd need approximately $162,959.905 in Garden Grove, CA to maintain the same standard of living.

How does housing cost compare between Oceanside, CA and Garden Grove, CA?

Housing in Garden Grove, CA is 36.6% more expensive than in Oceanside, CA. For a two-bedroom apartment, rent is $2,650/month in Garden Grove, CA compared to $2,535/month in Oceanside, CA.

How much can I save per month by moving from Oceanside, CA to Garden Grove, CA?

Living in Garden Grove, CA costs approximately $1080 more per month than Oceanside, CA, or $12960 more per year, based on a $150,000 salary.

Oceanside, CA vs Garden Grove, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Oceanside, CA

Numbers update automatically as you type

You'd spend $1.1K/month more in Garden Grove, CA

$150.0K in your current city equals $163.0K in Garden Grove, CA

Rent data from HUD ZIP-level estimates · COL index from San Diego-Chula Vista-Carlsbad, CA area

Overall Cost

↑ 14.4%

More expensive

Monthly Impact

$1,080

Extra cost

Annual Impact

$13.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oceanside, CA

Population:170K

Cost Index:

100

100 = national average

Median Home:$841K

Garden Grove, CA

Population:168K

Cost Index:

114

(14% above avg)

Median Home:$833K

Oceanside, CA

The Golden State

170K

Population

State Tax

Yes

Located in California, this city has a population of 170K residents.

Garden Grove, CA

The Golden State

168K

Population

State Tax

Yes

Located in California, this city has a population of 168K residents.

Cost Breakdown by Category

Annual spending: Oceanside, CA vs Garden Grove, CA

Category	Oceanside, CA	Garden Grove, CA	Difference	Change
Housing	$4,395/mo	$6,003/mo	↑ $1,608more	36.6%
Transportation	$1,469/mo	$2,158/mo	↑ $690more	47.0%
Healthcare	$617/mo	$551/mo	↓ $65.60less	10.6%
All Utilities	$613/mo	$557/mo	↓ $55.50less	9.1%
Other	$1,768/mo	$1,724/mo	↓ $44.12less	2.5%
Groceries	$1,043/mo	$1,039/mo	↓ $4.21less	0.4%

Housing

↑ 36.6%

Oceanside, CA

$4,395

Garden Grove, CA

$6,003

Difference

$1,608

Transportation

↑ 47.0%

Oceanside, CA

$1,469

Garden Grove, CA

$2,158

Difference

$690

Healthcare

↓ 10.6%

Oceanside, CA

$617

Garden Grove, CA

$551

Difference

$65.60

less

All Utilities

↓ 9.1%

Oceanside, CA

$613

Garden Grove, CA

$557

Difference

$55.50

less

Other

↓ 2.5%

Oceanside, CA

$1,768

Garden Grove, CA

$1,724

Difference

$44.12

less

Groceries

↓ 0.4%

Oceanside, CA

$1,043

Garden Grove, CA

$1,039

Difference

$4.21

less

🏠Rent Comparison

Studio

From$1,931

To$1,750

↓ $181

1 Bed

From$2,074

To$2,050

↓ $24.00

2 Bed

From$2,535

To$2,650

↑ $115

3 Bed

From$3,377

To$3,800

↑ $423

Oceanside, CAZIP-level data

1BR range: $2,330–$2,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,905

Monthly in Oceanside, CA

$12,034

Monthly in Garden Grove, CA

$2,129

Difference

Home Values

Oceanside

Garden Grove

$841K

Median Value

↓ -2.1%

YoY Change

↑ +41.6%

5-Year Change

$791K - $1.08M

Price Range

Calculate payment - Oceanside

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Oceanside, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Garden Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Oceanside, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Garden Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.