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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $2.2K/month more in Los Angeles, CA

$150.0K in your current city equals $175.9K in Los Angeles, CA

Rent data from HUD ZIP-level estimates · COL index from San Diego-Chula Vista-Carlsbad, CA area
Overall Cost
28.7%
More expensive
Monthly Impact
$2,155
Extra cost
Annual Impact
$25.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oceanside, CA

Population:170K
Cost Index:
100
100 = national average
Median Home:$841K

Los Angeles, CA

Population:3899K
Cost Index:
129
(29% above avg)
Median Home:$885K

Oceanside, CA

The Golden State

170K
Population
State Tax
Yes

Located in California, this city has a population of 170K residents.

Los Angeles, CA

The Golden State

3.9M
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • Entertainment capital of the world
  • Major Pacific Rim trade center
  • Diverse metropolitan area

Major Industries

EntertainmentTechnologyInternational TradeTourism

Cost Breakdown by Category

Annual spending: Oceanside, CA vs Los Angeles, CA

Housing
76.3%
Oceanside, CA
$4,395
Los Angeles, CA
$7,749
Difference
$3,355
more
Transportation
47.0%
Oceanside, CA
$1,469
Los Angeles, CA
$2,158
Difference
$690
more
Healthcare
10.2%
Oceanside, CA
$617
Los Angeles, CA
$554
Difference
$63.12
less
All Utilities
9.1%
Oceanside, CA
$613
Los Angeles, CA
$557
Difference
$55.50
less
Other
2.1%
Oceanside, CA
$1,768
Los Angeles, CA
$1,731
Difference
$37.43
less
Groceries
0.3%
Oceanside, CA
$1,043
Los Angeles, CA
$1,040
Difference
$3.21
less

🏠Rent Comparison

Studio
From$1,931
To$1,910
$21.00
1 Bed
From$2,074
To$2,135
$61.00
2 Bed
From$2,535
To$2,660
$125
3 Bed
From$3,377
To$3,370
$7.00
Oceanside, CAZIP-level data

1BR range: $2,330$2,870/mo

Los Angeles, CAZIP-level data

1BR range: $1,630$3,130/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,905
Monthly in Oceanside, CA
$13,790
Monthly in Los Angeles, CA
$3,885
Difference

Home Values

Oceanside
Los Angeles
$841K
Median Value
$885K
↓ -2.1%
YoY Change
↓ -3.4%
↑ +41.6%
5-Year Change
↑ +13.1%
$791K - $1.08M
Price Range
$531K - $3.01M

Homes in Los Angeles are 5% more expensive than Oceanside

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Oceanside, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Los Angeles, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Oceanside, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Los Angeles, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oceanside
Los Angeles
71 Moderate
Air Quality
80 Moderate
12.8%
Good Air Days
10.4%
100 Very High
Climate Risk
100 Very High
🔥🌊🌡
Top Hazards
🔥🌊🌅
+2.1°F
2050 Outlook
+2.6°F
1 days
Heat Days >95°F
17 days
+2.1°F
2050 Outlook
+2.6°F
1 days
Heat Days >95°F
17 days

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