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Cost of Living Comparison 2026

๐Ÿ“ O'Fallon, IL โ€” COL adjusted from St. Louis, MO area + state data

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Austin, TX

$150.0K in your current city equals $172.0K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from St. Louis, MO-IL area
Overall Cost
โ†‘ 24.5%
More expensive
Monthly Impact
$1,834
Extra cost
Annual Impact
$22.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

O'Fallon, IL

Population:32K
Cost Index:100
Median Home:$145K

Austin, TX

Population:979K
Cost Index:124
Median Home:$558K

O'Fallon, IL

The Prairie State

32K
Population
State Tax
Yes

Located in Illinois, this city has a population of 32K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: O'Fallon, IL vs Austin, TX

๐Ÿ Housing
โ†‘ 80.1%
O'Fallon, IL
$1,602
Austin, TX
$2,885
Difference
$1,283
more
๐Ÿ“ฆOther
โ†‘ 13.9%
O'Fallon, IL
$1,529
Austin, TX
$1,741
Difference
$212
more
๐Ÿš—Transportation
โ†‘ 11.0%
O'Fallon, IL
$1,156
Austin, TX
$1,284
Difference
$128
more
๐ŸฅHealthcare
โ†‘ 14.6%
O'Fallon, IL
$514
Austin, TX
$589
Difference
$74.95
more
๐Ÿ›’Groceries
โ†‘ 3.6%
O'Fallon, IL
$926
Austin, TX
$959
Difference
$33.41
more
โšกAll Utilities
โ†‘ 3.6%
O'Fallon, IL
$522
Austin, TX
$541
Difference
$18.68
more

๐Ÿ Rent Comparison

Studio
From$526
To$1,585
โ†‘ $1,059
1 Bed
From$606
To$1,685
โ†‘ $1,079
2 Bed
From$728
To$1,995
โ†‘ $1,267
3 Bed
From$1,011
To$2,525
โ†‘ $1,514
Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,249
Monthly in O'Fallon, IL
$7,998
Monthly in Austin, TX
$1,750
Difference

Home Values

O'Fallon
Austin
-
Median Value
$558K
-
YoY Change
โ†“ -5%
-
5-Year Change
โ†‘ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.4K
Per year
Monthly Difference
$619
More take-home
Effective Rate Diff
4.9%
Rate difference

O'Fallon, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

O'Fallon, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

O'Fallon
Austin
54 Moderate
Air Quality
52 Moderate
38%
Good Air Days
42.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
39 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
39 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Texas on TaxTakeHome.com

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