Is Indianapolis, IN cheaper than Ogden, UT?

Based on cost of living data, Indianapolis, IN is 7.9% cheaper than Ogden, UT. This translates to saving $596 per month.

What salary do I need in Indianapolis, IN to live like I do in Ogden, UT?

If you earn $150,000 in Ogden, UT, you'd need approximately $142,848.204 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Ogden, UT and Indianapolis, IN?

Housing in Indianapolis, IN is 18.7% cheaper than in Ogden, UT. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,160/month in Ogden, UT.

How much can I save per month by moving from Ogden, UT to Indianapolis, IN?

Moving from Ogden, UT to Indianapolis, IN could save you approximately $596 per month, or $7152 per year, based on a $150,000 salary.

Ogden, UT vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Ogden, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Ogden, UT

Numbers update automatically as you type

You'd save $596/month moving to Indianapolis, IN

$150.0K in your current city equals $142.8K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↓ 7.9%

Less expensive

Monthly Impact

$596

Savings

Annual Impact

$7.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ogden, UT

Population:87K

Cost Index:100

Median Home:$436K

Indianapolis, IN

Population:888K

Cost Index:92

Median Home:$176K

Ogden, UT

The Beehive State

87K

Population

State Tax

Yes

Located in Utah, this city has a population of 87K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Ogden, UT vs Indianapolis, IN

Category	Ogden, UT	Indianapolis, IN	Difference	Change
🏠Housing	$2,398/mo	$1,949/mo	↓ $449less	18.7%
⚡All Utilities	$459/mo	$503/mo	↑ $43.51more	9.5%
🏥Healthcare	$608/mo	$582/mo	↓ $26.03less	4.3%
📦Other	$1,582/mo	$1,590/mo	↑ $8.20more	0.5%
🚗Transportation	$1,181/mo	$1,188/mo	↑ $7.02more	0.6%
🛒Groceries	$925/mo	$919/mo	↓ $5.36less	0.6%

🏠Housing

↓ 18.7%

Ogden, UT

$2,398

Indianapolis, IN

$1,949

Difference

$449

less

⚡All Utilities

↑ 9.5%

Ogden, UT

$459

Indianapolis, IN

$503

Difference

$43.51

🏥Healthcare

↓ 4.3%

Ogden, UT

$608

Indianapolis, IN

$582

Difference

$26.03

less

📦Other

↑ 0.5%

Ogden, UT

$1,582

Indianapolis, IN

$1,590

Difference

$8.20

🚗Transportation

↑ 0.6%

Ogden, UT

$1,181

Indianapolis, IN

$1,188

Difference

$7.02

🛒Groceries

↓ 0.6%

Ogden, UT

$925

Indianapolis, IN

$919

Difference

$5.36

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Ogden, UT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$872

To$1,030

↑ $158

1 Bed

From$917

To$1,170

↑ $253

2 Bed

From$1,160

To$1,360

↑ $200

3 Bed

From$1,554

To$1,760

↑ $206

Ogden, UTZIP-level data

1BR range: $1,120–$1,290/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,154

Monthly in Ogden, UT

$6,732

Monthly in Indianapolis, IN

$422

Difference

Home Values

Ogden

Indianapolis

$436K

Median Value

$176K

↑ +2.3%

YoY Change

↓ -1.1%

↑ +36%

5-Year Change

↑ +26.9%

$424K - $533K

Price Range

$109K - $340K

Homes in Indianapolis are 60% less expensive than Ogden

Calculate payment - Ogden Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.4K

Per year

Monthly Difference

$203

More take-home

Effective Rate Diff

1.6%

Rate difference

Ogden, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Ogden, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.