Ogdensburg, NY vs Massena, NY: Cost of Living

Which city costs less?

Massena, NY has a modeled overall cost index 0.9% higher than Ogdensburg, NY.

Ogdensburg, NY · modeled 2BR rent: $1,030 / month
Massena, NY · modeled 2BR rent: $970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

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Cost of Living Comparison 2026

Compare Ogdensburg, NY and Massena, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Ogdensburg, NY

Numbers update automatically as you type

Estimated extra cost: $59.68/month in Massena, NY

$150,000 in your current city has a modeled equivalent of $150,716 in Massena, NY

Regional cost estimates: Ogdensburg, NY uses Boston, MA. Massena, NY uses Boston, MA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.9%

More expensive

Monthly Impact

$59.68

Extra cost

Annual Impact

$716

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ogdensburg, NY

Population:9K

Cost Index:

91.7

100 = national average

Typical Home:$106K

Massena, NY

Population:10K

Cost Index:

92.6

100 = national average

Typical Home:$113K

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Ogdensburg, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 9K residents.

Massena, NY

The Empire State

10K

Population

State Tax

Yes

Located in New York, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Ogdensburg, NY vs Massena, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Ogdensburg, NY	Massena, NY	Difference	Change
Housing	$3,060/mo	$3,088/mo	↑ $28.29more	0.9%
Transportation	$1,180/mo	$1,190/mo	↑ $10.91more	0.9%
Other	$1,176/mo	$1,187/mo	↑ $10.87more	0.9%
Groceries	$886/mo	$890/mo	↑ $4.09more	0.5%
Healthcare	$611/mo	$613/mo	↑ $2.82more	0.5%
All Utilities	$588/mo	$591/mo	↑ $2.71more	0.5%

Housing

↑ 0.9%

Ogdensburg, NY

$3,060

Massena, NY

$3,088

Difference

$28.29

Transportation

↑ 0.9%

Ogdensburg, NY

$1,180

Massena, NY

$1,190

Difference

$10.91

Other

↑ 0.9%

Ogdensburg, NY

$1,176

Massena, NY

$1,187

Difference

$10.87

Groceries

↑ 0.5%

Ogdensburg, NY

$886

Massena, NY

$890

Difference

$4.09

Healthcare

↑ 0.5%

Ogdensburg, NY

$611

Massena, NY

$613

Difference

$2.82

All Utilities

↑ 0.5%

Ogdensburg, NY

$588

Massena, NY

$591

Difference

$2.71

🏠Rent Comparison

Studio

From$710

To$670

↓ $40.00

1 Bed

From$780

To$740

↓ $40.00

2 Bed

From$1,030

To$970

↓ $60.00

3 Bed

From$1,230

To$1,170

↓ $60.00

Ogdensburg, NYZIP-level data

1BR range: $780–$780/mo

Massena, NYZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Ogdensburg, NY

$7,560

Monthly in Massena, NY

$59.68

Difference

Home Values

Ogdensburg

Massena

$106K

Median Value

$113K

↓ -1.5%

YoY Change

↑ +1.2%

↑ +32%

5-Year Change

↑ +41.1%

Homes in Massena are 7% more expensive than Ogdensburg

Calculate payment - Ogdensburg Calculate payment - Massena

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Ogdensburg, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Massena, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Ogdensburg, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Massena, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ogdensburg

Massena

36 Good

Air Quality

36 Good

79.5%

Good Air Days

79.5%

94 Moderate

Climate Risk

94 Moderate

🌊🌅🌀

Top Hazards

🌊🌅🌀

▲+2.5°F

2050 Outlook

▲+2.5°F

6 days

Heat Days >95°F

6 days

▲+2.5°F

2050 Outlook

▲+2.5°F

6 days

Heat Days >95°F

6 days

Before moving from Ogdensburg, NY to Massena, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Massena, NY for the same bedroom count and included utilities as your home in Ogdensburg, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ogdensburg to Massena moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Massena, NY by cost, housing, population and region.

Frequently Asked Questions: Ogdensburg, NY vs Massena, NY

How do the cost estimates for Ogdensburg, NY and Massena, NY compare?

Massena, NY has a modeled overall cost index 0.9% higher than Ogdensburg, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ogdensburg, NY, the model estimates $150,716 in Massena, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ogdensburg, NY and Massena, NY?

The modeled two-bedroom rents are $1,030/month in Ogdensburg, NY and $970/month in Massena, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.