Ohatchee, AL vs Silver Grove, KY: Cost of Living

Which city costs less?

Silver Grove, KY has a modeled overall cost index 1.1% lower than Ohatchee, AL.

Ohatchee, AL · modeled 2BR rent
$910 / month
Silver Grove, KY · modeled 2BR rent
$980 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Ohatchee, AL and Silver Grove, KY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $83.15/month in Silver Grove, KY

$150,000 in your current city has a modeled equivalent of $149,002 in Silver Grove, KY

Regional cost estimates: Ohatchee, AL uses Birmingham, AL. Silver Grove, KY uses Cincinnati, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.1%
Less expensive
Monthly Impact
$83.15
Savings
Annual Impact
$998
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ohatchee, AL

Population:1K
Cost Index:
79.2
100 = national average
Typical Home:$192K

Silver Grove, KY

Population:1K
Cost Index:
78.3
100 = national average
Typical Home:$186K

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Ohatchee, AL

The Heart of Dixie

1K
Population
State Tax
Yes

Located in Alabama, this city has a population of 1K residents.

Silver Grove, KY

The Bluegrass State

1K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Ohatchee, AL vs Silver Grove, KY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

All Utilities
↓ 15.6%
Ohatchee, AL
$643
Silver Grove, KY
$543
Difference
$100
less
Housing
↑ 4.5%
Ohatchee, AL
$1,961
Silver Grove, KY
$2,050
Difference
$88.38
more
Groceries
↓ 5.8%
Ohatchee, AL
$1,140
Silver Grove, KY
$1,074
Difference
$65.84
less
Healthcare
↑ 7.8%
Ohatchee, AL
$611
Silver Grove, KY
$659
Difference
$47.63
more
Transportation
↓ 2.2%
Ohatchee, AL
$1,362
Silver Grove, KY
$1,332
Difference
$30.42
less
Other
↓ 1.3%
Ohatchee, AL
$1,783
Silver Grove, KY
$1,760
Difference
$22.74
less

🏠Rent Comparison

Studio
From$710
To$690
↓ $20.00
1 Bed
From$730
To$760
↑ $30.00
2 Bed
From$910
To$980
↑ $70.00
3 Bed
From$1,230
To$1,290
↑ $60.00
Ohatchee, ALZIP-level data

1BR range: $730–$730/mo

Silver Grove, KYZIP-level data

1BR range: $760–$760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Ohatchee, AL
$7,417
Monthly in Silver Grove, KY
$83.15
Difference

Home Values

Ohatchee
Silver Grove
$192K
Median Value
$186K
↑ +3.6%
YoY Change
↑ +12.9%
↑ +5.3%
5-Year Change
↑ +24.2%

Homes in Silver Grove are 3% less expensive than Ohatchee

Calculate payment - OhatcheeCalculate payment - Silver Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $40.00
More taxes
Monthly Difference
$3.33
Less take-home
Effective Rate Diff
0.0%
Rate difference

Ohatchee, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Silver Grove, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Ohatchee, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Silver Grove, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ohatchee
Silver Grove
57 Moderate
Air Quality
52 Moderate
26%
Good Air Days
44.8%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.5°F
2050 Outlook
▲+3.1°F
41 days
Heat Days >95°F
29 days
▲+2.5°F
2050 Outlook
▲+3.1°F
41 days
Heat Days >95°F
29 days

Before moving from Ohatchee, AL to Silver Grove, KY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Silver Grove, KY for the same bedroom count and included utilities as your home in Ohatchee, AL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ohatchee to Silver Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Silver Grove, KY by cost, housing, population and region.

Frequently Asked Questions: Ohatchee, AL vs Silver Grove, KY

How do the cost estimates for Ohatchee, AL and Silver Grove, KY compare?

Silver Grove, KY has a modeled overall cost index 1.1% lower than Ohatchee, AL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ohatchee, AL, the model estimates $149,002 in Silver Grove, KY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ohatchee, AL and Silver Grove, KY?

The modeled two-bedroom rents are $910/month in Ohatchee, AL and $980/month in Silver Grove, KY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Alabama and Kentucky on TaxTakeHome.com

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