Oil City, PA vs Minersville, PA: Cost of Living

Which city costs less?

Minersville, PA has a modeled overall cost index 0.8% lower than Oil City, PA.

Oil City, PA · modeled 2BR rent
$1,000 / month
Minersville, PA · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Oil City, PA and Minersville, PA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $80.41/month in Minersville, PA

$150,000 in your current city has a modeled equivalent of $150,965 in Minersville, PA

Regional cost estimates: Oil City, PA uses Pittsburgh, PA. Minersville, PA uses Philadelphia, PA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.8%
Less expensive
Monthly Impact
$80.41
Extra cost
Annual Impact
$965
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Oil City, PA

Population:9K
Cost Index:
84.2
100 = national average
Typical Home:$84K

Minersville, PA

Population:4K
Cost Index:
83.5
100 = national average
Typical Home:$94K

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Oil City, PA

The Keystone State

9K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 9K residents.

Minersville, PA

The Keystone State

4K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Oil City, PA vs Minersville, PA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 3.6%
Oil City, PA
$1,946
Minersville, PA
$2,016
Difference
$69.42
more
Other
↓ 3.6%
Oil City, PA
$1,783
Minersville, PA
$1,718
Difference
$64.80
less
Groceries
↑ 4.3%
Oil City, PA
$1,129
Minersville, PA
$1,177
Difference
$48.23
more
Healthcare
↑ 7.7%
Oil City, PA
$601
Minersville, PA
$647
Difference
$46.32
more
All Utilities
↓ 6.6%
Oil City, PA
$692
Minersville, PA
$646
Difference
$45.52
less
Transportation
↑ 2.0%
Oil City, PA
$1,349
Minersville, PA
$1,376
Difference
$26.77
more

🏠Rent Comparison

Studio
From$690
To$690
→ $0
1 Bed
From$760
To$740
↓ $20.00
2 Bed
From$1,000
To$970
↓ $30.00
3 Bed
From$1,250
To$1,270
↑ $20.00
Oil City, PAZIP-level data

1BR range: $760–$760/mo

Minersville, PAZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Oil City, PA
$7,580
Monthly in Minersville, PA
$80.41
Difference

Home Values

Oil City
Minersville
$84K
Median Value
$94K
↓ -11.8%
YoY Change
↑ +0.1%
↑ +20.4%
5-Year Change
↑ +65%

Homes in Minersville are 12% more expensive than Oil City

Calculate payment - Oil CityCalculate payment - Minersville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Oil City, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Minersville, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Oil City, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Minersville, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oil City
Minersville
52 Moderate
Air Quality
52 Moderate
47.8%
Good Air Days
47.3%
98 High
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🌊🌅🌀
▲+3.0°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
22 days
▲+3.0°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
22 days

Before moving from Oil City, PA to Minersville, PA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Minersville, PA for the same bedroom count and included utilities as your home in Oil City, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Oil City to Minersville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Minersville, PA by cost, housing, population and region.

Frequently Asked Questions: Oil City, PA vs Minersville, PA

How do the cost estimates for Oil City, PA and Minersville, PA compare?

Minersville, PA has a modeled overall cost index 0.8% lower than Oil City, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Oil City, PA, the model estimates $150,965 in Minersville, PA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Oil City, PA and Minersville, PA?

The modeled two-bedroom rents are $1,000/month in Oil City, PA and $970/month in Minersville, PA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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