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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $690/month more in Albuquerque, NM

$150.0K in your current city equals $158.3K in Albuquerque, NM

Rent data from HUD ZIP-level estimates · COL index from Oklahoma City, OK area
Overall Cost
↑ 9.2%
More expensive
Monthly Impact
$690
Extra cost
Annual Impact
$8.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oklahoma City, OK

Population:696K
Cost Index:
100
100 = national average
Median Home:$197K

Albuquerque, NM

Population:565K
Cost Index:
109
(9% above avg)
Median Home:$337K

Oklahoma City, OK

The Sooner State

696K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 696K residents.

Albuquerque, NM

The Land of Enchantment

565K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 565K residents.

Cost Breakdown by Category

Annual spending: Oklahoma City, OK vs Albuquerque, NM

Housing
↑ 18.9%
Oklahoma City, OK
$1,923
Albuquerque, NM
$2,287
Difference
$364
more
Other
↑ 8.4%
Oklahoma City, OK
$1,590
Albuquerque, NM
$1,724
Difference
$134
more
Transportation
↑ 5.4%
Oklahoma City, OK
$1,270
Albuquerque, NM
$1,339
Difference
$68.30
more
Groceries
↑ 6.7%
Oklahoma City, OK
$899
Albuquerque, NM
$959
Difference
$59.96
more
All Utilities
↓ 3.2%
Oklahoma City, OK
$519
Albuquerque, NM
$503
Difference
$16.39
less
Healthcare
↓ 1.1%
Oklahoma City, OK
$551
Albuquerque, NM
$545
Difference
$6.20
less

🏠Rent Comparison

Studio
From$960
To$1,030
↑ $70.00
1 Bed
From$1,040
To$1,205
↑ $165
2 Bed
From$1,270
To$1,490
↑ $220
3 Bed
From$1,710
To$2,070
↑ $360
Oklahoma City, OKZIP-level data

1BR range: $780–$1,530/mo

Albuquerque, NMZIP-level data

1BR range: $1,000–$1,780/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,754
Monthly in Oklahoma City, OK
$7,357
Monthly in Albuquerque, NM
$603
Difference

Home Values

Oklahoma City
Albuquerque
$197K
Median Value
$337K
↓ -0.3%
YoY Change
↑ +1.3%
↑ +29.5%
5-Year Change
↑ +42.4%
$92K - $623K
Price Range
$242K - $734K

Homes in Albuquerque are 71% more expensive than Oklahoma City

Calculate payment - Oklahoma CityCalculate payment - Albuquerque

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $209
Per year
Monthly Difference
$17.39
More take-home
Effective Rate Diff
0.1%
Rate difference

Oklahoma City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Albuquerque, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Additional Tax Information

Oklahoma City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Albuquerque, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oklahoma City
Albuquerque
52 Moderate
Air Quality
61 Moderate
47%
Good Air Days
27.3%
98 High
Climate Risk
94 High
🌊🌡🌪
Top Hazards
🌊
▲+3.1°F
2050 Outlook
▲+3.0°F
67 days
Heat Days >95°F
63 days
▲+3.1°F
2050 Outlook
▲+3.0°F
67 days
Heat Days >95°F
63 days

💰 See how taxes change too — compare take-home pay between Oklahoma and New Mexico on TaxTakeHome.com

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