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Cost of Living Comparison 2026

Thunder to longhorns? These neighboring capitals represent different energy sources - oil wells versus tech startups - with costs that reflect their distinct economic engines.

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You'd spend $1.4K/month more in Austin, TX

$150.0K in your current city equals $166.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Oklahoma City, OK area
Overall Cost
18.4%
More expensive
Monthly Impact
$1,379
Extra cost
Annual Impact
$16.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oklahoma City, OK

Population:696K
Cost Index:100
Median Home:$197K

Austin, TX

Population:979K
Cost Index:118
Median Home:$558K

Oklahoma City, OK

The Sooner State

696K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 696K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Oklahoma City, OK vs Austin, TX

🏠Housing
50.0%
Oklahoma City, OK
$1,923
Austin, TX
$2,885
Difference
$962
more
📦Other
9.5%
Oklahoma City, OK
$1,590
Austin, TX
$1,741
Difference
$151
more
🛒Groceries
6.7%
Oklahoma City, OK
$899
Austin, TX
$959
Difference
$59.96
more
🏥Healthcare
6.7%
Oklahoma City, OK
$551
Austin, TX
$589
Difference
$37.17
more
All Utilities
4.2%
Oklahoma City, OK
$519
Austin, TX
$541
Difference
$21.86
more
🚗Transportation
1.1%
Oklahoma City, OK
$1,270
Austin, TX
$1,284
Difference
$13.66
more

🏠Rent Comparison

Studio
From$960
To$1,585
$625
1 Bed
From$1,040
To$1,685
$645
2 Bed
From$1,270
To$1,995
$725
3 Bed
From$1,710
To$2,525
$815
Oklahoma City, OKZIP-level data

1BR range: $780$1,530/mo

Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,754
Monthly in Oklahoma City, OK
$7,998
Monthly in Austin, TX
$1,245
Difference

Home Values

Oklahoma City
Austin
$197K
Median Value
$558K
↓ -0.3%
YoY Change
↓ -5%
↑ +29.5%
5-Year Change
↑ +12.6%
$92K - $623K
Price Range
$272K - $1.26M

Homes in Austin are 183% more expensive than Oklahoma City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Oklahoma City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Oklahoma City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oklahoma City
Austin
52 Moderate
Air Quality
52 Moderate
47%
Good Air Days
42.6%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+2.5°F
67 days
Heat Days >95°F
98 days
+3.1°F
2050 Outlook
+2.5°F
67 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

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