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Cost of Living Comparison 2026

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You'd spend $862/month more in Charlotte, NC

$150.0K in your current city equals $160.3K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Oklahoma City, OK area
Overall Cost
11.5%
More expensive
Monthly Impact
$862
Extra cost
Annual Impact
$10.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oklahoma City, OK

Population:696K
Cost Index:100
Median Home:$197K

Charlotte, NC

Population:875K
Cost Index:111
Median Home:$399K

Oklahoma City, OK

The Sooner State

696K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 696K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Major banking center
  • NASCAR headquarters
  • Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Oklahoma City, OK vs Charlotte, NC

🏠Housing
28.4%
Oklahoma City, OK
$1,923
Charlotte, NC
$2,469
Difference
$546
more
📦Other
7.4%
Oklahoma City, OK
$1,590
Charlotte, NC
$1,707
Difference
$117
more
🛒Groceries
10.0%
Oklahoma City, OK
$899
Charlotte, NC
$989
Difference
$89.93
more
🏥Healthcare
15.7%
Oklahoma City, OK
$551
Charlotte, NC
$638
Difference
$86.74
more
🚗Transportation
5.4%
Oklahoma City, OK
$1,270
Charlotte, NC
$1,202
Difference
$68.30
less
All Utilities
0.0%
Oklahoma City, OK
$519
Charlotte, NC
$519
Difference
$0
same

🏠Rent Comparison

Studio
From$960
To$1,630
$670
1 Bed
From$1,040
To$1,710
$670
2 Bed
From$1,270
To$1,870
$600
3 Bed
From$1,710
To$2,300
$590
Oklahoma City, OKZIP-level data

1BR range: $780$1,530/mo

Charlotte, NCZIP-level data

1BR range: $1,340$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,754
Monthly in Oklahoma City, OK
$7,525
Monthly in Charlotte, NC
$771
Difference

Home Values

Oklahoma City
Charlotte
$197K
Median Value
$399K
↓ -0.3%
YoY Change
↓ -1.1%
↑ +29.5%
5-Year Change
↑ +40.8%
$92K - $623K
Price Range
$293K - $1.57M

Homes in Charlotte are 102% more expensive than Oklahoma City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$154
Per year
Monthly Difference
$12.84
More take-home
Effective Rate Diff
0.1%
Rate difference

Oklahoma City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Oklahoma City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oklahoma City
Charlotte
52 Moderate
Air Quality
51 Moderate
47%
Good Air Days
46.2%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌪💨
+3.1°F
2050 Outlook
+2.9°F
67 days
Heat Days >95°F
36 days
+3.1°F
2050 Outlook
+2.9°F
67 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Oklahoma and North Carolina on TaxTakeHome.com

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