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Cost of Living Comparison 2026

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You'd spend $1.4K/month more in Phoenix, AZ

$150.0K in your current city equals $166.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Oklahoma City, OK area
Overall Cost
18.6%
More expensive
Monthly Impact
$1,397
Extra cost
Annual Impact
$16.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oklahoma City, OK

Population:696K
Cost Index:100
Median Home:$197K

Phoenix, AZ

Population:1608K
Cost Index:119
Median Home:$414K

Oklahoma City, OK

The Sooner State

696K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 696K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • Fastest growing major city
  • Desert metropolis
  • Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Oklahoma City, OK vs Phoenix, AZ

🏠Housing
45.0%
Oklahoma City, OK
$1,923
Phoenix, AZ
$2,788
Difference
$865
more
🚗Transportation
17.2%
Oklahoma City, OK
$1,270
Phoenix, AZ
$1,489
Difference
$219
more
📦Other
5.5%
Oklahoma City, OK
$1,590
Phoenix, AZ
$1,677
Difference
$87.05
more
🛒Groceries
7.1%
Oklahoma City, OK
$899
Phoenix, AZ
$963
Difference
$63.95
more
All Utilities
8.1%
Oklahoma City, OK
$519
Phoenix, AZ
$561
Difference
$42.07
more
🏥Healthcare
6.7%
Oklahoma City, OK
$551
Phoenix, AZ
$589
Difference
$37.17
more

🏠Rent Comparison

Studio
From$960
To$1,390
$430
1 Bed
From$1,040
To$1,510
$470
2 Bed
From$1,270
To$1,750
$480
3 Bed
From$1,710
To$2,330
$620
Oklahoma City, OKZIP-level data

1BR range: $780$1,530/mo

Phoenix, AZZIP-level data

1BR range: $1,300$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,754
Monthly in Oklahoma City, OK
$8,068
Monthly in Phoenix, AZ
$1,314
Difference

Home Values

Oklahoma City
Phoenix
$197K
Median Value
$414K
↓ -0.3%
YoY Change
↓ -3.1%
↑ +29.5%
5-Year Change
↑ +30.2%
$92K - $623K
Price Range
$274K - $957K

Homes in Phoenix are 110% more expensive than Oklahoma City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.0K
Per year
Monthly Difference
$171
More take-home
Effective Rate Diff
1.4%
Rate difference

Oklahoma City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Oklahoma City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oklahoma City
Phoenix
52 Moderate
Air Quality
77 Moderate
47%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
+3.1°F
2050 Outlook
+2.7°F
67 days
Heat Days >95°F
162 days
+3.1°F
2050 Outlook
+2.7°F
67 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Oklahoma and Arizona on TaxTakeHome.com

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