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Cost of Living Comparison 2026

Moving from OKC to the Alamo City? You're not alone. San Antonio's appeal, from military bases to affordable living, is drawing residents away from Oklahoma City's higher costs.

Data: HUD rent estimates, BLS cost of living

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You'd spend $345/month more in San Antonio, TX

$150.0K in your current city equals $154.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates Β· COL index from Oklahoma City, OK area
Overall Cost
↑ 4.6%
More expensive
Monthly Impact
$345
Extra cost
Annual Impact
$4.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oklahoma City, OK

Population:696K
Cost Index:
100
100 = national average
Median Home:$197K

San Antonio, TX

Population:1547K
Cost Index:
105
(5% above avg)
Median Home:$215K

Oklahoma City, OK

The Sooner State

696K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 696K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

πŸ’‘ Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Oklahoma City, OK vs San Antonio, TX

Housing
↑ 9.2%
Oklahoma City, OK
$1,923
San Antonio, TX
$2,100
Difference
$177
more
Other
↑ 3.6%
Oklahoma City, OK
$1,590
San Antonio, TX
$1,647
Difference
$56.92
more
Healthcare
↓ 4.5%
Oklahoma City, OK
$551
San Antonio, TX
$527
Difference
$24.78
less
All Utilities
↓ 4.5%
Oklahoma City, OK
$519
San Antonio, TX
$496
Difference
$23.50
less
Transportation
↑ 1.3%
Oklahoma City, OK
$1,270
San Antonio, TX
$1,287
Difference
$16.39
more
Groceries
↑ 1.6%
Oklahoma City, OK
$899
San Antonio, TX
$913
Difference
$13.99
more

🏠Rent Comparison

Studio
From$960
To$1,110
↑ $150
1 Bed
From$1,040
To$1,210
↑ $170
2 Bed
From$1,270
To$1,470
↑ $200
3 Bed
From$1,710
To$1,890
↑ $180
Oklahoma City, OKZIP-level data

1BR range: $780–$1,530/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,754
Monthly in Oklahoma City, OK
$6,969
Monthly in San Antonio, TX
$216
Difference

Home Values

Oklahoma City
San Antonio
$197K
Median Value
$215K
↓ -0.3%
YoY Change
↓ -2.9%
↑ +29.5%
5-Year Change
↑ +16.7%
$92K - $623K
Price Range
$107K - $905K

Homes in San Antonio are 9% more expensive than Oklahoma City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Oklahoma City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Oklahoma City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oklahoma City
San Antonio
52 Moderate
Air Quality
52 Moderate
47%
Good Air Days
47.5%
98 High
Climate Risk
99 High
🌊🌑πŸŒͺ
Top Hazards
🌊🌑πŸŒͺ
β–²+3.1Β°F
2050 Outlook
β–²+2.6Β°F
67 days
Heat Days >95Β°F
105 days
β–²+3.1Β°F
2050 Outlook
β–²+2.6Β°F
67 days
Heat Days >95Β°F
105 days

What to Consider When Moving from Oklahoma City, OK to San Antonio, TX

Relocating from Oklahoma City, OK to San Antonio, TX involves more than just comparing rent prices. While the overall cost of living is roughly 5% higher in San Antonio, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in San Antonio, TX is 9% more expensive than in Oklahoma City, OK. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in San Antonio, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in San Antonio, TX to match your current standard of living in Oklahoma City, OK.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit San Antonio, TX for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Oklahoma City, OK vs San Antonio, TX

Is San Antonio, TX cheaper than Oklahoma City, OK?

San Antonio, TX is approximately 4.6% more expensive than Oklahoma City, OK overall. On a $150,000 salary, that translates to roughly $345/month in additional expenses. Housing is the biggest factor, costing 9% more in San Antonio, TX.

What salary do I need in San Antonio, TX to match my lifestyle in Oklahoma City, OK?

If you currently earn $150,000 in Oklahoma City, OK, you would need approximately $154,138 in San Antonio, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Oklahoma City, OK and San Antonio, TX?

A two-bedroom apartment averages $1,270/month in Oklahoma City, OK compared to $1,470/month in San Antonio, TX. One-bedroom apartments are $1,040/month in Oklahoma City, OK vs $1,210/month in San Antonio, TX. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Oklahoma City, OK or San Antonio, TX?

Groceries are about 2% more expensive in San Antonio, TX than in Oklahoma City, OK, which adds roughly $13.99/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Oklahoma City, OK to San Antonio, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

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