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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $345/month more in San Antonio, TX

$150.0K in your current city equals $154.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Oklahoma City, OK area
Overall Cost
↑ 4.6%
More expensive
Monthly Impact
$345
Extra cost
Annual Impact
$4.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oklahoma City, OK

Population:696K
Cost Index:
100
100 = national average
Median Home:$197K

San Antonio, TX

Population:1547K
Cost Index:
105
(5% above avg)
Median Home:$215K

Oklahoma City, OK

The Sooner State

696K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 696K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Oklahoma City, OK vs San Antonio, TX

Housing
↑ 9.2%
Oklahoma City, OK
$1,923
San Antonio, TX
$2,100
Difference
$177
more
Other
↑ 3.6%
Oklahoma City, OK
$1,590
San Antonio, TX
$1,647
Difference
$56.92
more
Healthcare
↓ 4.5%
Oklahoma City, OK
$551
San Antonio, TX
$527
Difference
$24.78
less
All Utilities
↓ 4.5%
Oklahoma City, OK
$519
San Antonio, TX
$496
Difference
$23.50
less
Transportation
↑ 1.3%
Oklahoma City, OK
$1,270
San Antonio, TX
$1,287
Difference
$16.39
more
Groceries
↑ 1.6%
Oklahoma City, OK
$899
San Antonio, TX
$913
Difference
$13.99
more

🏠Rent Comparison

Studio
From$960
To$1,110
↑ $150
1 Bed
From$1,040
To$1,210
↑ $170
2 Bed
From$1,270
To$1,470
↑ $200
3 Bed
From$1,710
To$1,890
↑ $180
Oklahoma City, OKZIP-level data

1BR range: $780–$1,530/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,754
Monthly in Oklahoma City, OK
$6,969
Monthly in San Antonio, TX
$216
Difference

Home Values

Oklahoma City
San Antonio
$197K
Median Value
$215K
↓ -0.3%
YoY Change
↓ -2.9%
↑ +29.5%
5-Year Change
↑ +16.7%
$92K - $623K
Price Range
$107K - $905K

Homes in San Antonio are 9% more expensive than Oklahoma City

Calculate payment - Oklahoma CityCalculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Oklahoma City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Oklahoma City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oklahoma City
San Antonio
52 Moderate
Air Quality
52 Moderate
47%
Good Air Days
47.5%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+2.6°F
67 days
Heat Days >95°F
105 days
▲+3.1°F
2050 Outlook
▲+2.6°F
67 days
Heat Days >95°F
105 days

💰 See how taxes change too — compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

Similar cost to San Antonio, TX

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