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Cost of Living Comparison 2026

๐Ÿ“ Olathe, KS โ€” ZIP-level rent data ยท COL adjusted from Kansas City, MO area

$

Numbers update automatically as you type

You'd save $49.87/month moving to St. Louis, MO

$150.0K in your current city equals $149.4K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from Kansas City, MO-KS area
Overall Cost
โ†“ 0.7%
Less expensive
Monthly Impact
$49.87
Savings
Annual Impact
$598
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Olathe, KS

Population:147K
Cost Index:100
Median Home:$422K

St. Louis, MO

Population:302K
Cost Index:99
Median Home:$145K

Olathe, KS

The Sunflower State

147K
Population
State Tax
Yes

Located in Kansas, this city has a population of 147K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Olathe, KS vs St. Louis, MO

๐ŸฅHealthcare
โ†“ 12.1%
Olathe, KS
$599
St. Louis, MO
$527
Difference
$72.33
less
๐Ÿ“ฆOther
โ†‘ 2.8%
Olathe, KS
$1,564
St. Louis, MO
$1,607
Difference
$43.17
more
๐Ÿš—Transportation
โ†‘ 2.8%
Olathe, KS
$1,183
St. Louis, MO
$1,216
Difference
$32.66
more
๐Ÿ Housing
โ†‘ 1.5%
Olathe, KS
$1,844
St. Louis, MO
$1,871
Difference
$27.50
more
๐Ÿ›’Groceries
โ†‘ 1.4%
Olathe, KS
$936
St. Louis, MO
$949
Difference
$12.84
more
โšกAll Utilities
โ†‘ 1.4%
Olathe, KS
$528
St. Louis, MO
$535
Difference
$7.24
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Olathe, KS has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$947
To$910
โ†“ $37.00
1 Bed
From$1,038
To$950
โ†“ $88.00
2 Bed
From$1,175
To$1,160
โ†“ $15.00
3 Bed
From$1,530
To$1,490
โ†“ $40.00
Olathe, KSZIP-level data

1BR range: $1,130โ€“$1,380/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,654
Monthly in Olathe, KS
$6,705
Monthly in St. Louis, MO
$51.08
Difference

Home Values

Olathe
St. Louis
$422K
Median Value
$145K
โ†‘ +3.4%
YoY Change
โ†“ -0.8%
โ†‘ +35.8%
5-Year Change
โ†‘ +10.9%
$420K - $425K
Price Range
$38K - $302K

Homes in St. Louis are 66% less expensive than Olathe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $489
Per year
Monthly Difference
$40.75
More take-home
Effective Rate Diff
0.3%
Rate difference

Olathe, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Olathe, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Olathe
St. Louis
46 Good
Air Quality
54 Moderate
59.3%
Good Air Days
38%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
44 days
Heat Days >95ยฐF
39 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
44 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kansas and Missouri on TaxTakeHome.com

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