Is Dallas, TX cheaper than Omaha, NE?

Based on cost of living data, Dallas, TX is 11.0% more expensive than Omaha, NE. This translates to spending an extra $824 per month.

What salary do I need in Dallas, TX to live like I do in Omaha, NE?

If you earn $150,000 in Omaha, NE, you'd need approximately $159,890.11 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Omaha, NE and Dallas, TX?

Housing in Dallas, TX is 13.6% more expensive than in Omaha, NE. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,450/month in Omaha, NE.

How much can I save per month by moving from Omaha, NE to Dallas, TX?

Living in Dallas, TX costs approximately $824 more per month than Omaha, NE, or $9890 more per year, based on a $150,000 salary.

Omaha, NE vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Omaha, NE

Numbers update automatically as you type

You'd spend $824/month more in Dallas, TX

$150.0K in your current city equals $159.9K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Omaha-Council Bluffs, NE-IA area

Overall Cost

↑ 11.0%

More expensive

Monthly Impact

$824

Extra cost

Annual Impact

$9.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Omaha, NE

Population:486K

Cost Index:

100

100 = national average

Median Home:$282K

Dallas, TX

Population:1304K

Cost Index:

111

(11% above avg)

Median Home:$292K

Omaha, NE

The Cornhusker State

486K

Population

State Tax

Yes

Located in Nebraska, this city has a population of 486K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Omaha, NE vs Dallas, TX

Category	Omaha, NE	Dallas, TX	Difference	Change
Housing	$2,105/mo	$2,391/mo	↑ $286more	13.6%
Other	$1,624/mo	$1,774/mo	↑ $151more	9.3%
All Utilities	$470/mo	$563/mo	↑ $92.89more	19.8%
Transportation	$1,243/mo	$1,298/mo	↑ $54.64more	4.4%
Healthcare	$682/mo	$632/mo	↓ $49.57less	7.3%
Groceries	$949/mo	$979/mo	↑ $29.98more	3.2%

Housing

↑ 13.6%

Omaha, NE

$2,105

Dallas, TX

$2,391

Difference

$286

Other

↑ 9.3%

Omaha, NE

$1,624

Dallas, TX

$1,774

Difference

$151

All Utilities

↑ 19.8%

Omaha, NE

$470

Dallas, TX

$563

Difference

$92.89

Transportation

↑ 4.4%

Omaha, NE

$1,243

Dallas, TX

$1,298

Difference

$54.64

Healthcare

↓ 7.3%

Omaha, NE

$682

Dallas, TX

$632

Difference

$49.57

less

Groceries

↑ 3.2%

Omaha, NE

$949

Dallas, TX

$979

Difference

$29.98

🏠Rent Comparison

Studio

From$1,160

To$1,450

↑ $290

1 Bed

From$1,220

To$1,505

↑ $285

2 Bed

From$1,450

To$1,765

↑ $315

3 Bed

From$1,920

To$2,220

↑ $300

Omaha, NEZIP-level data

1BR range: $960–$1,720/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,073

Monthly in Omaha, NE

$7,637

Monthly in Dallas, TX

$564

Difference

Home Values

Omaha

Dallas

$282K

Median Value

$292K

↑ +1.2%

YoY Change

↓ -3.1%

↑ +31.7%

5-Year Change

↑ +27.1%

$129K - $441K

Price Range

$138K - $2.01M

Homes in Dallas are 3% more expensive than Omaha

Calculate payment - Omaha Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.3K

Per year

Monthly Difference

$778

More take-home

Effective Rate Diff

6.2%

Rate difference

Omaha, NE

Federal Income Tax

Effective: 18.9%

$25.5K

Nebraska State Tax

Effective: 6.2%

$9.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.9%

$46.3K

Take-Home Pay

$8,638/month

$103.7K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Omaha, NE Tax Rates

Sales Tax:7.0%

Property Tax:1.8%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.