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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $82.42/month moving to Kansas City, MO

$150.0K in your current city equals $149.0K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Omaha-Council Bluffs, NE-IA area
Overall Cost
1.1%
Less expensive
Monthly Impact
$82.42
Savings
Annual Impact
$989
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Omaha, NE

Population:486K
Cost Index:
100
100 = national average
Median Home:$282K

Kansas City, MO

Population:508K
Cost Index:
99
(1% below avg)
Median Home:$257K

Omaha, NE

The Cornhusker State

486K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 486K residents.

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Omaha, NE vs Kansas City, MO

Healthcare
10.9%
Omaha, NE
$682
Kansas City, MO
$607
Difference
$74.35
less
All Utilities
14.0%
Omaha, NE
$470
Kansas City, MO
$535
Difference
$65.57
more
Transportation
2.2%
Omaha, NE
$1,243
Kansas City, MO
$1,216
Difference
$27.32
less
Other
1.0%
Omaha, NE
$1,624
Kansas City, MO
$1,607
Difference
$16.74
less
Housing
0.0%
Omaha, NE
$2,105
Kansas City, MO
$2,105
Difference
$0
same
Groceries
0.0%
Omaha, NE
$949
Kansas City, MO
$949
Difference
$0
same

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Omaha, NE has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,160
To$1,180
$20.00
1 Bed
From$1,220
To$1,280
$60.00
2 Bed
From$1,450
To$1,460
$10.00
3 Bed
From$1,920
To$1,900
$20.00
Omaha, NEZIP-level data

1BR range: $960$1,720/mo

Kansas City, MOZIP-level data

1BR range: $900$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,073
Monthly in Omaha, NE
$7,020
Monthly in Kansas City, MO
$52.84
Difference

Home Values

Omaha
Kansas City
$282K
Median Value
$257K
↑ +1.2%
YoY Change
↑ +0.6%
↑ +31.7%
5-Year Change
↑ +32.2%
$129K - $441K
Price Range
$80K - $587K

Homes in Kansas City are 9% less expensive than Omaha

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.4K
Per year
Monthly Difference
$117
More take-home
Effective Rate Diff
0.9%
Rate difference

Omaha, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Omaha, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Omaha
Kansas City
45 Good
Air Quality
46 Good
63.7%
Good Air Days
59.3%
96 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.4°F
2050 Outlook
+3.3°F
35 days
Heat Days >95°F
44 days
+3.4°F
2050 Outlook
+3.3°F
35 days
Heat Days >95°F
44 days

💰 See how taxes change too — compare take-home pay between Nebraska and Missouri on TaxTakeHome.com

Where your money goes further

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