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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $2.2K/month more in Garden Grove, CA

$150.0K in your current city equals $176.5K in Garden Grove, CA

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
29.4%
More expensive
Monthly Impact
$2,206
Extra cost
Annual Impact
$26.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ontario, CA

Population:182K
Cost Index:
100
100 = national average
Median Home:$672K

Garden Grove, CA

Population:168K
Cost Index:
129
(29% above avg)
Median Home:$833K

Ontario, CA

The Golden State

182K
Population
State Tax
Yes

Located in California, this city has a population of 182K residents.

Garden Grove, CA

The Golden State

168K
Population
State Tax
Yes

Located in California, this city has a population of 168K residents.

Cost Breakdown by Category

Annual spending: Ontario, CA vs Garden Grove, CA

Housing
62.7%
Ontario, CA
$3,690
Garden Grove, CA
$6,003
Difference
$2,313
more
Groceries
0.0%
Ontario, CA
$1,039
Garden Grove, CA
$1,039
Difference
$0
same
Transportation
0.0%
Ontario, CA
$2,158
Garden Grove, CA
$2,158
Difference
$0
same
All Utilities
0.0%
Ontario, CA
$557
Garden Grove, CA
$557
Difference
$0
same
Healthcare
0.0%
Ontario, CA
$551
Garden Grove, CA
$551
Difference
$0
same
Other
0.0%
Ontario, CA
$1,724
Garden Grove, CA
$1,724
Difference
$0
same

🏠Rent Comparison

Studio
From$1,980
To$1,750
$230
1 Bed
From$2,080
To$2,050
$30.00
2 Bed
From$2,580
To$2,650
$70.00
3 Bed
From$3,410
To$3,800
$390
Ontario, CAZIP-level data

1BR range: $1,980$2,240/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,721
Monthly in Ontario, CA
$12,034
Monthly in Garden Grove, CA
$2,313
Difference

Home Values

Ontario
Garden Grove
$672K
Median Value
-
↓ -1.9%
YoY Change
-
↑ +34.4%
5-Year Change
-
$623K - $683K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Ontario, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Garden Grove, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Ontario, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Garden Grove, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ontario
Garden Grove
87 Moderate
Air Quality
54 Moderate
10.9%
Good Air Days
32.5%
100 Very High
Climate Risk
100 Very High
🔥🌊🌡
Top Hazards
🔥🌊🌅
+2.8°F
2050 Outlook
+2.6°F
82 days
Heat Days >95°F
12 days
+2.8°F
2050 Outlook
+2.6°F
82 days
Heat Days >95°F
12 days

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