Is Roseville, CA cheaper than Ontario, CA?

Based on cost of living data, Roseville, CA is 4.2% cheaper than Ontario, CA. This translates to saving $317 per month.

What salary do I need in Roseville, CA to live like I do in Ontario, CA?

If you earn $150,000 in Ontario, CA, you'd need approximately $146,194.039 in Roseville, CA to maintain the same standard of living.

How does housing cost compare between Ontario, CA and Roseville, CA?

Housing in Roseville, CA is 12.9% cheaper than in Ontario, CA. For a two-bedroom apartment, rent is $2,277/month in Roseville, CA compared to $2,580/month in Ontario, CA.

How much can I save per month by moving from Ontario, CA to Roseville, CA?

Moving from Ontario, CA to Roseville, CA could save you approximately $317 per month, or $3806 per year, based on a $150,000 salary.

Ontario, CA vs Roseville, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Ontario, CA

Numbers update automatically as you type

You'd save $317/month moving to Roseville, CA

$150.0K in your current city equals $146.2K in Roseville, CA

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 4.2%

Less expensive

Monthly Impact

$317

Savings

Annual Impact

$3.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ontario, CA

Population:182K

Cost Index:

100

100 = national average

Median Home:$672K

Roseville, CA

Population:159K

Cost Index:

(4% below avg)

Median Home:$652K

Ontario, CA

The Golden State

182K

Population

State Tax

Yes

Located in California, this city has a population of 182K residents.

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Cost Breakdown by Category

Annual spending: Ontario, CA vs Roseville, CA

Category	Ontario, CA	Roseville, CA	Difference	Change
Transportation	$2,158/mo	$1,384/mo	↓ $774less	35.9%
Housing	$3,690/mo	$3,212/mo	↓ $478less	12.9%
Healthcare	$551/mo	$611/mo	↑ $60.07more	10.9%
Other	$1,724/mo	$1,761/mo	↑ $36.84more	2.1%
All Utilities	$557/mo	$523/mo	↓ $34.23less	6.1%
Groceries	$1,039/mo	$1,045/mo	↑ $6.17more	0.6%

Transportation

↓ 35.9%

Ontario, CA

$2,158

Roseville, CA

$1,384

Difference

$774

less

Housing

↓ 12.9%

Ontario, CA

$3,690

Roseville, CA

$3,212

Difference

$478

less

Healthcare

↑ 10.9%

Ontario, CA

$551

Roseville, CA

$611

Difference

$60.07

Other

↑ 2.1%

Ontario, CA

$1,724

Roseville, CA

$1,761

Difference

$36.84

All Utilities

↓ 6.1%

Ontario, CA

$557

Roseville, CA

$523

Difference

$34.23

less

Groceries

↑ 0.6%

Ontario, CA

$1,039

Roseville, CA

$1,045

Difference

$6.17

🏠Rent Comparison

Studio

From$1,980

To$1,764

↓ $216

1 Bed

From$2,080

To$1,846

↓ $234

2 Bed

From$2,580

To$2,277

↓ $303

3 Bed

From$3,410

To$3,030

↓ $380

Ontario, CAZIP-level data

1BR range: $1,980–$2,240/mo

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,721

Monthly in Ontario, CA

$8,537

Monthly in Roseville, CA

$1,183

Difference

Home Values

Ontario

Roseville

$672K

Median Value

$652K

↓ -1.9%

YoY Change

↓ -1.1%

↑ +34.4%

5-Year Change

↑ +20.7%

$623K - $683K

Price Range

$530K - $670K

Homes in Roseville are 3% less expensive than Ontario

Calculate payment - Ontario Calculate payment - Roseville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Ontario, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Ontario, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.