Opa-locka, FL vs Austin, TX: Cost of Living

Which city costs less?

Austin, TX has a modeled overall cost index 2.4% lower than Opa-locka, FL.

Opa-locka, FL · modeled 2BR rent
$1,930 / month
Austin, TX · modeled 2BR rent
$1,995 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Opa-locka, FL and Austin, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $67.00/month in Austin, TX

$150,000 in your current city has a modeled equivalent of $149,196 in Austin, TX

Regional cost estimates: Opa-locka, FL uses Hialeah, FL. Austin, TX uses Austin-Round Rock-Georgetown, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.4%
Less expensive
Monthly Impact
$67.00
Savings
Annual Impact
$804
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Opa-locka, FL

Population:16K
Cost Index:
105.6
100 = national average
Typical Home:$408K

Austin, TX

Population:979K
Cost Index:
103.0
100 = national average
Typical Home:$558K

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Opa-locka, FL

The Sunshine State

16K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 16K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Estimated monthly spending: Opa-locka, FL vs Austin, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 4.7%
Opa-locka, FL
$2,561
Austin, TX
$2,681
Difference
$120
more
Transportation
↓ 6.8%
Opa-locka, FL
$1,280
Austin, TX
$1,193
Difference
$86.92
less
Groceries
↓ 8.4%
Opa-locka, FL
$974
Austin, TX
$891
Difference
$82.17
less
Other
↓ 4.0%
Opa-locka, FL
$1,686
Austin, TX
$1,618
Difference
$68.25
less
All Utilities
↑ 7.3%
Opa-locka, FL
$468
Austin, TX
$503
Difference
$34.39
more
Healthcare
↑ 3.0%
Opa-locka, FL
$531
Austin, TX
$547
Difference
$15.96
more

🏠Rent Comparison

Studio
From$1,450
To$1,585
↑ $135
1 Bed
From$1,580
To$1,685
↑ $105
2 Bed
From$1,930
To$1,995
↑ $65.00
3 Bed
From$2,480
To$2,525
↑ $45.00
Opa-locka, FLZIP-level data

1BR range: $1,580–$1,580/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Opa-locka, FL
$7,433
Monthly in Austin, TX
$67.00
Difference

Home Values

Opa-locka
Austin
$408K
Median Value
$558K
↓ -4.4%
YoY Change
↓ -5%
↑ +52.1%
5-Year Change
↑ +12.6%
$408K
Price Range
$272K - $1.26M

Homes in Austin are 37% more expensive than Opa-locka

Calculate payment - Opa-lockaCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Opa-locka, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Opa-locka, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Opa-locka, FL: No data yet
Austin, TX
35/100
2.8% sidewalk tags · 5.1% cycling tags

Environment

Opa-locka
Austin
48 Good
Air Quality
52 Moderate
59.8%
Good Air Days
42.6%
100 Very High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.3°F
2050 Outlook
▲+2.5°F
22 days
Heat Days >95°F
98 days
▲+2.3°F
2050 Outlook
▲+2.5°F
22 days
Heat Days >95°F
98 days

Before moving from Opa-locka, FL to Austin, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Austin, TX for the same bedroom count and included utilities as your home in Opa-locka, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Opa-locka to Austin moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Austin, TX by cost, housing, population and region.

Frequently Asked Questions: Opa-locka, FL vs Austin, TX

How do the cost estimates for Opa-locka, FL and Austin, TX compare?

Austin, TX has a modeled overall cost index 2.4% lower than Opa-locka, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Opa-locka, FL, the model estimates $149,196 in Austin, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Opa-locka, FL and Austin, TX?

The modeled two-bedroom rents are $1,930/month in Opa-locka, FL and $1,995/month in Austin, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and Texas on TaxTakeHome.com

Where your money goes further

Cities cheaper than Opa-locka, FL on a $150.0K salary

1.St. Louis, MO
Save $1,269/mo
2.Indianapolis, IN
Save $1,244/mo
3.Pittsburgh, PA
Save $1,093/mo
4.San Antonio, TX
Save $1,023/mo
5.Columbus, OH
Save $979/mo

Similar cost to Austin, TX

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