Ore City, TX vs Sterling City, TX: Cost of Living

Which city costs less?

Sterling City, TX has a modeled overall cost index 8.4% lower than Ore City, TX.

Ore City, TX · modeled 2BR rent
$1,270 / month
Sterling City, TX · modeled 2BR rent
$1,140 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Ore City, TX and Sterling City, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $567/month in Sterling City, TX

$150,000 in your current city has a modeled equivalent of $143,193 in Sterling City, TX

Regional cost estimates: Ore City, TX uses Garland, TX. Sterling City, TX uses Lubbock, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 8.4%
Less expensive
Monthly Impact
$567
Savings
Annual Impact
$6.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ore City, TX

Population:1K
Cost Index:
78.4
100 = national average
Typical Home:$153K

Sterling City, TX

Population:1K
Cost Index:
71.8
100 = national average
Typical Home:$177K

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Ore City, TX

The Lone Star State

1K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1K residents.

💡 Advantage: Texas has no state income tax!

Sterling City, TX

The Lone Star State

1K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Ore City, TX vs Sterling City, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 12.0%
Ore City, TX
$2,077
Sterling City, TX
$1,828
Difference
$249
less
Healthcare
↓ 15.3%
Ore City, TX
$709
Sterling City, TX
$601
Difference
$109
less
All Utilities
↓ 12.2%
Ore City, TX
$632
Sterling City, TX
$555
Difference
$77.05
less
Other
↓ 4.0%
Ore City, TX
$1,673
Sterling City, TX
$1,605
Difference
$67.56
less
Groceries
↓ 4.6%
Ore City, TX
$1,099
Sterling City, TX
$1,049
Difference
$50.61
less
Transportation
↓ 1.1%
Ore City, TX
$1,310
Sterling City, TX
$1,295
Difference
$14.22
less

🏠Rent Comparison

Studio
From$1,040
To$880
↓ $160
1 Bed
From$1,060
To$900
↓ $160
2 Bed
From$1,270
To$1,140
↓ $130
3 Bed
From$1,680
To$1,530
↓ $150
Ore City, TXZIP-level data

1BR range: $1,060–$1,060/mo

Sterling City, TXZIP-level data

1BR range: $900–$900/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Ore City, TX
$6,933
Monthly in Sterling City, TX
$567
Difference

Home Values

Ore City
Sterling City
$153K
Median Value
$177K
↓ -5.1%
YoY Change
↓ -13.3%
↑ +13%
5-Year Change
N/A

Homes in Sterling City are 15% more expensive than Ore City

Calculate payment - Ore CityCalculate payment - Sterling City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Ore City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Sterling City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Ore City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Sterling City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ore City
Sterling City
55 Moderate
Air Quality
23 Good
35.2%
Good Air Days
92.2%
100 Very High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
☀🌪💨
▲+2.7°F
2050 Outlook
▲+3.2°F
84 days
Heat Days >95°F
78 days
▲+2.7°F
2050 Outlook
▲+3.2°F
84 days
Heat Days >95°F
78 days

Before moving from Ore City, TX to Sterling City, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Sterling City, TX for the same bedroom count and included utilities as your home in Ore City, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ore City to Sterling City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sterling City, TX by cost, housing, population and region.

Frequently Asked Questions: Ore City, TX vs Sterling City, TX

How do the cost estimates for Ore City, TX and Sterling City, TX compare?

Sterling City, TX has a modeled overall cost index 8.4% lower than Ore City, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ore City, TX, the model estimates $143,193 in Sterling City, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ore City, TX and Sterling City, TX?

The modeled two-bedroom rents are $1,270/month in Ore City, TX and $1,140/month in Sterling City, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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