Oregon, OH vs New Castle, IN: Cost of Living

Which city costs less?

New Castle, IN has a modeled overall cost index 2.8% lower than Oregon, OH.

Oregon, OH · modeled 2BR rent
$1,050 / month
New Castle, IN · modeled 2BR rent
$960 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Oregon, OH and New Castle, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $307/month in New Castle, IN

$150,000 in your current city has a modeled equivalent of $146,320 in New Castle, IN

Regional cost estimates: Oregon, OH uses Detroit, MI. New Castle, IN uses Indianapolis, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.8%
Less expensive
Monthly Impact
$307
Savings
Annual Impact
$3.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Oregon, OH

Population:20K
Cost Index:
83.8
100 = national average
Typical Home:$140K

New Castle, IN

Population:17K
Cost Index:
81.4
100 = national average
Typical Home:$160K

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Oregon, OH

The Buckeye State

20K
Population
State Tax
Yes

Located in Ohio, this city has a population of 20K residents.

New Castle, IN

The Hoosier State

17K
Population
State Tax
Yes

Located in Indiana, this city has a population of 17K residents.

Cost Breakdown by Category

Estimated monthly spending: Oregon, OH vs New Castle, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 25.6%
Oregon, OH
$1,740
New Castle, IN
$1,294
Difference
$446
less
Housing
↑ 22.9%
Oregon, OH
$1,555
New Castle, IN
$1,910
Difference
$356
more
Other
↓ 6.6%
Oregon, OH
$1,854
New Castle, IN
$1,732
Difference
$122
less
All Utilities
↓ 10.6%
Oregon, OH
$633
New Castle, IN
$566
Difference
$66.87
less
Groceries
↓ 4.0%
Oregon, OH
$1,078
New Castle, IN
$1,035
Difference
$42.87
less
Healthcare
↑ 2.4%
Oregon, OH
$640
New Castle, IN
$656
Difference
$15.50
more

🏠Rent Comparison

Studio
From$750
To$770
↑ $20.00
1 Bed
From$800
To$780
↓ $20.00
2 Bed
From$1,050
To$960
↓ $90.00
3 Bed
From$1,350
To$1,150
↓ $200
Oregon, OHZIP-level data

1BR range: $780–$820/mo

New Castle, INZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Oregon, OH
$7,193
Monthly in New Castle, IN
$307
Difference

Home Values

Oregon
New Castle
$140K
Median Value
$160K
↑ +4.3%
YoY Change
↑ +2.3%
↑ +37%
5-Year Change
↑ +45.6%
$62K - $219K
Price Range
$160K

Homes in New Castle are 14% more expensive than Oregon

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $418
More taxes
Monthly Difference
$34.81
Less take-home
Effective Rate Diff
0.3%
Rate difference

Oregon, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

New Castle, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Oregon, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

New Castle, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oregon
New Castle
55 Moderate
Air Quality
54 Moderate
32.8%
Good Air Days
36.6%
99 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.1°F
10 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.1°F
10 days
Heat Days >95°F
18 days

Before moving from Oregon, OH to New Castle, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in New Castle, IN for the same bedroom count and included utilities as your home in Oregon, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Oregon to New Castle moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Castle, IN by cost, housing, population and region.

Frequently Asked Questions: Oregon, OH vs New Castle, IN

How do the cost estimates for Oregon, OH and New Castle, IN compare?

New Castle, IN has a modeled overall cost index 2.8% lower than Oregon, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Oregon, OH, the model estimates $146,320 in New Castle, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Oregon, OH and New Castle, IN?

The modeled two-bedroom rents are $1,050/month in Oregon, OH and $960/month in New Castle, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Indiana on TaxTakeHome.com

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