Is Charlotte, NC cheaper than Orem, UT?

Based on cost of living data, Charlotte, NC is 2.5% more expensive than Orem, UT. This translates to spending an extra $187 per month.

What salary do I need in Charlotte, NC to live like I do in Orem, UT?

If you earn $150,000 in Orem, UT, you'd need approximately $152,242.948 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Orem, UT and Charlotte, NC?

Housing in Charlotte, NC is 2.8% more expensive than in Orem, UT. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,047/month in Orem, UT.

How much can I save per month by moving from Orem, UT to Charlotte, NC?

Living in Charlotte, NC costs approximately $187 more per month than Orem, UT, or $2243 more per year, based on a $150,000 salary.

Orem, UT vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Orem, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Orem, UT

Numbers update automatically as you type

You'd spend $187/month more in Charlotte, NC

$150.0K in your current city equals $152.2K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↑ 2.5%

More expensive

Monthly Impact

$187

Extra cost

Annual Impact

$2.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Orem, UT

Population:96K

Cost Index:100

Median Home:$466K

Charlotte, NC

Population:875K

Cost Index:102

Median Home:$399K

Orem, UT

The Beehive State

96K

Population

State Tax

Yes

Located in Utah, this city has a population of 96K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Orem, UT vs Charlotte, NC

Category	Orem, UT	Charlotte, NC	Difference	Change
📦Other	$1,584/mo	$1,707/mo	↑ $123more	7.8%
🏠Housing	$2,401/mo	$2,469/mo	↑ $67.33more	2.8%
🛒Groceries	$925/mo	$989/mo	↑ $63.95more	6.9%
⚡All Utilities	$460/mo	$519/mo	↑ $59.58more	13.0%
🏥Healthcare	$609/mo	$638/mo	↑ $29.31more	4.8%
🚗Transportation	$1,183/mo	$1,202/mo	↑ $19.04more	1.6%

📦Other

↑ 7.8%

Orem, UT

$1,584

Charlotte, NC

$1,707

Difference

$123

🏠Housing

↑ 2.8%

Orem, UT

$2,401

Charlotte, NC

$2,469

Difference

$67.33

🛒Groceries

↑ 6.9%

Orem, UT

$925

Charlotte, NC

$989

Difference

$63.95

⚡All Utilities

↑ 13.0%

Orem, UT

$460

Charlotte, NC

$519

Difference

$59.58

🏥Healthcare

↑ 4.8%

Orem, UT

$609

Charlotte, NC

$638

Difference

$29.31

🚗Transportation

↑ 1.6%

Orem, UT

$1,183

Charlotte, NC

$1,202

Difference

$19.04

🏠Rent Comparison

Studio

From$903

To$1,630

↑ $727

1 Bed

From$911

To$1,710

↑ $799

2 Bed

From$1,047

To$1,870

↑ $823

3 Bed

From$1,457

To$2,300

↑ $843

Orem, UTZIP-level data

1BR range: $1,200–$1,200/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,162

Monthly in Orem, UT

$7,525

Monthly in Charlotte, NC

$362

Difference

Home Values

Orem

Charlotte

$466K

Median Value

$399K

↑ +3.8%

YoY Change

↓ -1.1%

↑ +36%

5-Year Change

↑ +40.8%

$466K

Price Range

$293K - $1.57M

Homes in Charlotte are 14% less expensive than Orem

Calculate payment - Orem Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $150

Per year

Monthly Difference

$12.50

More take-home

Effective Rate Diff

0.1%

Rate difference

Orem, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Orem, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.